Here’s how I’ve been doing this past month in saving money. I’m not including my new student loan in this because I should be reimbursed for my classes from my company as I finish them. However, I plan on using the reimbursement to pay off my earlier student loan with a higher interest rate first, even though it is in deferrment while I get my MBA.
| October 12 | September 12 | |
| Cash Accounts: | $ 10,920 | $ 11,417 |
| Taxable Investments: | $ 2,860 | $ 2,795 |
| 401k (Pre-Tax): | $ 7,259 | $ 6,846 |
| Roth IRA: | $ 754 | $ 485 |
| Credit Cards: | ($ 1,747) | ($ 2,816) |
| Student Loan 3.97%: | ($ 3,562) | ($ 3,714) |
| Home Inventory: | $ 7,659 | $ 7,659 |
| TOTAL | $ 24,143 | $ 22,672 |
I’m still not saving as much as I’d like, and on top of that, it looks like I’m going to need to buy a car. I don’t know whether I should buy something just off a lease and reliable enough to last ten years, costing me what I currently have in my cash accounts plus some, or save the money now and just get something older that will need more work to keep for another ten years.
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