Financial Update - September

I’ve decided to change my accounting technique, so I’ll include some past numbers to show any increases or decreases. For instance, I’m no longer including my “home inventory” and I’ve stopped including what amount I’ve had for “cash on hand,” since those calculations are most likely inaccurate.

 09/23/200408/23/200407/23/2004
Savings/Checking: $ 9,432 $ 8,369 $ 10,837
Other Assets: $ 15,457 $ 15,493 $ 18,644
Taxable Investments: $ 3,179 $ 3,128 $ 3,086
401k (Pre-Tax): $ 11,211 $ 10,276 $ 9,815
Roth IRA: $ 3,734 $ 3,418 $ 3,126
Credit Cards:($ 1,815)($ 548)($ 1,891)
Car Loan 2.00%:($ 11,781)($ 12,057)($ 15,478)
Student Loan 2.82%:($ 6,266)($ 6,323)($ 6,323)
TOTAL $ 23,152 $ 21,759 $ 21,817

From the looks of things, my net worth is still improving, but onliy slightly. I’ve had a decreasing amount of cash. I currently shovel 20% of my gross income directly into the 401(k) and $125 twice a month into the Roth IRA. The IRA will max out at $3,000 for this year’s contributions. An additional $400 or so of each paycheck is distributed directly to ING Direct savings accounts to be earmarked for special uses, such as car payments and a relocation fund.

Scroll down to read one comment on “Financial Update - September.”

Did you enjoy this article? If so, please share!
Add to: Tip'd | Facebook | Delicious | Reddit | Digg

Get the RSS feed or enter your email address:

Related Entries on Consumerism Commentary

One Comment on “Financial Update - September.” To add your own comment, scroll down.

  1. #1: PFBLOG.com - My Personal Finance Journey
    Wednesday, September 29, 2004
    10:45 pm (reply)

Welcome to Consumerism Commentary

Consumerism Commentary is a blog for men and women who wish to make the most of their financial lives. Read more about Consumerism Commentary.


FNBO Direct
Cash Loans
TradeKing.com

Credit Card Offers

Recent Comments

FNBO Direct

Best of Consumerism Commentary

Recent Articles

Recent Topics on C3 Forums

Popular on pfblogs.org

Subscribe via E-mail

Tip'd
Click here to start saving with ING DIRECT!

Contributors

Disclaimer

The authors of Consumerism Commentary are not professional financial advisers and no text within this website should be considered financial advice. Any individual who makes financial decisions based solely on the information contained within does so at his or her own risk. Always consult a financial professional.

About Advertising

This website contains advertisements, usually listed as “sponsors.” Some links are for products or services for which Consumerism Commentary is an "affiliate." No articles within the blog are advertisements disguised as blog entries. Consumerism Commentary is not compensated for any content, except for advertising sold. This site contains no Pay-Per-Post (or similar) articles.

Privacy Policy

Carnival of Personal Finance