Better Than The Bare Minimum

The Lazy Man’s Guide to Retirement (from CNN Money) lists five easy steps for those who don’t want to expend energy and still be able to retire. Here are the five steps:

Think about how you want to live when you retire
Take advantage of your 401(k) or a similar investment account
Use automatic contributions to transfer money directly from your paycheck into an account you can’t touch for spending
Invest in index funds to save you the worry of picking stocks and funds
Don’t mess with what you have; just let it sit and grow

According to the author, this is the very minimum you should be doing to plan for your retirement.

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Flexo, the owner and creator of Consumerism Commentary, has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow him on Twitter.

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