Here’s something odd. After getting my car last March, I had to pay my entire premium in installments, finally due in December. This year, I have to pay me entire premium due in March. According to their paperwork, this means that in the course of one year, I have to pay two years’ worth of premiums.

This doesn’t make sense and I’m hoping there’s something lost in the translation. I’ll give them a call tomorrow; they have Saturday hours. They better have for the amount they quoted me for my premium.

Yes, I had many points on my license, and I’m required until May to be in the “state pool” for car insurance. Having a car in New Jersey, especailly if you have mistakes in your past, can be prohibitively expensive.

In case you’re wondering, my premium this year is about $3,500.

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Flexo, the owner and creator of Consumerism Commentary, has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow him on Twitter.

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