Comments on: Monthly Update – February http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sat, 21 Nov 2009 16:42:00 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Flexo http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-193 Flexo Wed, 23 Mar 2005 17:06:36 +0000 http://wp.consumerismcommentary.com/?p=201#comment-193 I use the Upromise credit card, but I do not invest in a 529. I have the rebate returned directly to me. I use the Upromise credit card, but I do not invest in a 529. I have the rebate returned directly to me.

]]> By: HELOC http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-192 HELOC Wed, 23 Mar 2005 16:07:08 +0000 http://wp.consumerismcommentary.com/?p=201#comment-192 Hi - Noticed that you're using the Upromise credit card. I used to use this card but switched to the 2% Fidelity 529 card for college savings. I think I did a pretty thorough comparison and made the right choice, but am curious if I missed anything. The main drawback of the Fidelity card is that you have to use their 529 products - but I'm OK with that. BTW - I don't work for Fidelity. I do have 4 kids though and maximizing college savings is important to me. Thanks Tim Hi -

Noticed that you’re using the Upromise credit card. I used to use this card but switched to the 2% Fidelity 529 card for college savings. I think I did a pretty thorough comparison and made the right choice, but am curious if I missed anything. The main drawback of the Fidelity card is that you have to use their 529 products – but I’m OK with that.

BTW – I don’t work for Fidelity. I do have 4 kids though and maximizing college savings is important to me.

Thanks
Tim

]]> By: Flexo http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-191 Flexo Sat, 05 Mar 2005 08:17:34 +0000 http://wp.consumerismcommentary.com/?p=201#comment-191 Good idea, Ed. <a href="http://www.fiveandtwenty.com/flexo/?page=archives/2005/03/05/income_and_expenses_for_the_year" rel="nofollow">Posted.</a> Good idea, Ed. Posted.

]]> By: Ed http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-190 Ed Fri, 04 Mar 2005 22:57:57 +0000 http://wp.consumerismcommentary.com/?p=201#comment-190 Have you prepared a similar spreadsheet to track monthly expenses and savings? Have you prepared a similar spreadsheet to track monthly expenses and savings?

]]> By: Flexo http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-189 Flexo Fri, 04 Mar 2005 06:18:44 +0000 http://wp.consumerismcommentary.com/?p=201#comment-189 Hi Jonathan, at ING Direct, just open another savings account. You can open multiple accounts under the same login id/customer information. They just call them accounts instead of sub-accounts. Technically, they are sub-accounts because FDIC considers your total in savings when it comes to coverage. Hi Jonathan,

at ING Direct, just open another savings account. You can open multiple accounts under the same login id/customer information. They just call them accounts instead of sub-accounts. Technically, they are sub-accounts because FDIC considers your total in savings when it comes to coverage.

]]> By: Jonathan http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-188 Jonathan Fri, 04 Mar 2005 05:50:02 +0000 http://wp.consumerismcommentary.com/?p=201#comment-188 How do you to set up those sub-accounts at ING? I tried a couple days ago and couldn't find the link for the life of me. TIA, Jonathan@MyMoneyBlog How do you to set up those sub-accounts at ING? I tried a couple days ago and couldn’t find the link for the life of me. TIA,

Jonathan@MyMoneyBlog

]]> By: Flexo http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-187 Flexo Wed, 02 Mar 2005 23:53:29 +0000 http://wp.consumerismcommentary.com/?p=201#comment-187 The layout is based on a report from Quicken but it's done in Excel. I export a report from Quicken and copy and paste the values into the Excel format. I reduced the 401(k) because I can't make a higher contribution and meet all my expenses. The next step is to find a job where I can be paid enough to max out the 401(k). The layout is based on a report from Quicken but it’s done in Excel. I export a report from Quicken and copy and paste the values into the Excel format.

I reduced the 401(k) because I can’t make a higher contribution and meet all my expenses. The next step is to find a job where I can be paid enough to max out the 401(k).

]]> By: Robin http://www.consumerismcommentary.com/2005/03/02/monthly-update-february/#comment-186 Robin Wed, 02 Mar 2005 21:36:39 +0000 http://wp.consumerismcommentary.com/?p=201#comment-186 This is a nice rolloup. Did you come up with the format yourself is Excel or do you use some other software to gather data and figure out the overall monthly based on payments, etc? I need to set this sort of thing up for myself. Why so much less into the 401K? This is a nice rolloup. Did you come up with the format yourself is Excel or do you use some other software to gather data and figure out the overall monthly based on payments, etc? I need to set this sort of thing up for myself. Why so much less into the 401K?

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