401(k) Diversification

Does your company offer diversified options for employees’ 401(k)s? Even after the bubble burst several years ago and many people were burned, many companies haven’t created possibilities for diversification in retirement plans. In many cases where the companies do offer a wide variety of funds, employees have not chosen to configure their accounts to allow for diversification.

If your company doesn’t offer options for programmed diversification, you can use these steps suggested by MSN Money:
* Use the best of what you’ve got.
* Ask for better choices.
* Fund an IRA.

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Flexo, the owner and creator of Consumerism Commentary, has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow him on Twitter.

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