My Wachovia checking account received the two small verification deposits from Emigrant Direct, which was the next step in opening my account with that bank. Unfortunately, when I originally signed up, I submitted an email address I no longer used. After reactivating that mailbox, I called Emigrant Direct’s customer service to have them resend a required email message.
It only took a couple of minutes on hold before speaking to someone. When I had the CSR on the phone, she helpfully resent the message. I received it less than a minute later and continued the process.
Now I must wait for a letter containing my account information to arrive via snail mail. This is similar to the process I went through when originally opening my ING Direct account.
In other news, I received my state tax refund ($150 or so) via electronic funds transfer today and surplus from my latest student loan ($2,200) yesterday. In a few weeks I should receive about $200 from Upromise. I plan to use the “extra” cash to pay down my student loan with the highest interest rate, take care of my auto insurance deposit, and cover the cost of a tire I had to replace.
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11:20 am (reply)
I’m so unoriginal. Compelled by the rate you mentioned even though John insists my money is better put into more real estate than in a savings account, I too signed up for Emigrant from my existing Wachovia account. Doesn’t seem too painful so far—my main concern is regarding how complicated it’ll be to transfer money back into my Wachovia checking as-needed from the new savings account, since that’s where I plan to let my money sleep when it’s resting.