Last night, I wrote another check for my car insurance premium. So far this year, I’ve paid about $1,650 for car insurance to New Jersey Manufacturers Insurance Company. Over the last several years, I haven’t been able to choose my insurer because with many points on my license, I’m considered “high risk.”
The good news is that this month is three years after the points appeared on my license. Time does certainly fly. With my license clear of points, I should be able to qualify for a lower premium and I can shop around to find the best price.
The State of New Jersey offers an Auto Insurance Shopping Guide which may come in handy this month. I’m a member of AAA, and they provide services to help find the best insurance rates.
Some of the lower cost insurance companies, like Progressive, do not offer insurance in New Jersey. GEICO does, but I may not qualify for their insurance due to past indescretions. For some people in this state, NJ CURE could be an option for auto insurance.
Auto Insurance in the state of New Jersey has had a history of not doing well for the consumer. Just recently, the state initiated the process of removing rate caps in some cities, and consumer groups feel this will lead to higher prices.
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