The good news is I’ll be getting a check in about three weeks. Since I cancelled my old auto insurance after paying most of the premium, I’ll be receiving $2,819 in the mail. I’ll put the remainder of the premium due on my new insurance into a savings account where it can earn some interest as I pay the company every month.
Since this month’s been a little tight, any part of the refund left over after paying for my new insurance will probably go to ease the effect of this month’s bills.
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I get a good discount if I pay my insurance (progressive) policy in full every six months. I typically put it on my discover card, make the extra 1+ percent, and pay it off that month.
For me, the cheapest plan was to let them automatically deduct one twelfth of my premium each month.