As featured in The Wall Street Journal, Money Magazine, and more!

June 2005

Carnival of Personal Finance Host Schedule

by Luke Landes

The Carnival of Personal Finance Host Schedule has moved. Please update your links.

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Weekend Reading

by Luke Landes

I caught several interesting articles from Kiplinger’s Personal Finance. They’re good reads for the under-thirty set, like myself. Smartest Money Moves at Any Age offers advice about making the most out of your first job, what to do with finances when you get married, some tips for buying a first home, thoughts about having children, ... Continue reading this article…

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New Jersey is a Red State

by Luke Landes

Do you live in a red state? I’m not talking politically. Experian has compiled data from credit reports to determine which U.S. states represent the highest average debt (not including mortgages) per person. There’s a nifty color-coded chart, as well. The red states have the highest average debt. The New England states rank high… but ... Continue reading this article…

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Benefits

by Luke Landes

Carnival Update: We now have three submissions for the inaugural Carnival of Personal Finance. If you’re a blogger and you’ve written about personal finance recently, feel free to submit a link to an article you’re proud of! At work, we had a division meeting with our vice chairman today. Basically, the company is in good ... Continue reading this article…

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Thursday Reading

by Luke Landes

So far, I’ve received one submission for Carnival of Personal Finance. Remember to send your submissions in before Sunday night. Here are the articles I’m reading today: Kids get more expensive for their parents as they get older, and this article enumerates the costs of a teen-ager. Sports or music, food, orthodontia, and a plethora ... Continue reading this article…

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Carnival of Personal Finance

by Luke Landes

The latest information on the Carnival of Personal Finance is now located here. Please update your links.

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Best of Consumerism Commentary

by Luke Landes

This list contains some of the articles I’ve posted that I feel should be highlighted as the Best (or most popular) of Consumerism Commentary. What I intend on highlighting is not what I have written, but mainly the follow-up conversations that ensued in response the entry, driven by reader participation — I’m not pretending I’m ... Continue reading this article…

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Auto Insurance Refund

by Luke Landes

The good news is I’ll be getting a check in about three weeks. Since I cancelled my old auto insurance after paying most of the premium, I’ll be receiving $2,819 in the mail. I’ll put the remainder of the premium due on my new insurance into a savings account where it can earn some interest ... Continue reading this article…

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Quick Reminder to Other Bloggers

by Luke Landes

A while ago, the address (URL/URI) of this website changed to consumerismcommentary.com. Links to the old address might stop working, so if you maintain a website that includes a link to Consumerism Commentary (such as on a sidebar, blogroll, or a list of blogs), please change the address of the link to consumerismcommentary.com whenever you ... Continue reading this article…

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The Ten Best and Ten Worst Jobs

by Luke Landes

The editors of CareerJournal.com (a division of the Wall Street Journal) surveyed themselves to determine the ten best and ten worst jobs. Their specifications: … Not in terms of glamour — or just in terms of salary — but in terms of things such as job security, emotional stress and basic physical safety. The editors ... Continue reading this article…

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Generous USians

by Luke Landes

A new report by the Giving USA Foundation announces that charitable giving incerased 5 percent to almost $250 billion in 2004, and that doesn’t even take most of the tsunami relief into account. The two categories of organizations receiving the largest amounts of contributions are religious groups and education. Smaller organizations were more likely than ... Continue reading this article…

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40-Year Mortgages

by Luke Landes

According to an article on MSN Money, 40-year mortgages are about to become mainstream. Forty-year mortgages have lower monthly payments than their 30-year cousins, although they cost more over the life of the loan because the borrower pays interest for 10 years longer. With the lower monthly payments, they are seen as a tool to ... Continue reading this article…

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Car-Buying Sexism

by Luke Landes

The author of Girl Meets World writes about her experience buying a Honda Civic and encountering sexism, even from the female sales managers.

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Advertise Here

by Luke Landes

Sidenote: I’m testing out AdBrite on Consumerism Commentary. You can now buy text ads directly for display on this website rather than going through Google Adsense. I’ve set the price really low for advertisers: $1.50 per day* with no minimum. Try it out, it can’t hurt. \* This rate will last until sometime on Tuesday, ... Continue reading this article…

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Lasting Financial Change

by Luke Landes

So you want to change your saving and spending habits? MP Dunleavey shares her seven stages of lasting financial change. Sometimes I feel like I’m not making enough progress in changing my habits, particularly when I splurge on a $400 camcorder for myself, like I did last month. (To be fair, I’ve held off on ... Continue reading this article…

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Where Does My Money Go?

by Luke Landes

Eric asked me where I can cut back my expenses. I was actually working on this issue as he was posting this question. (It’s been a slow morning at work.) The chart below shows where my money from each paycheck is going and underneath there are some comments.

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Weekend Update

by Luke Landes

I had a busy weekend — despite getting the chance to do some fun things, I managed not to spend too much money. Besides getting some schoolwork done for my class, I went to New York on Saturday to see a Mets game with my girlfriend. For this, I incurred gas, tolls, and the price ... Continue reading this article…

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Walmart’s Nazi Ad

by Luke Landes

Walmart published an advertisement in an Arizona newspaper depicting a Nazi book-burning. The intent was to compare the censorship with a local proposition that would prevent Walmart from expanding its stores in the area. They have since apologized and fired the individual responsible for the ad, but what humanity, what hypocrisy. The ad included this ... Continue reading this article…

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FCC Speeds Up Digital TV

by Luke Landes

The FCC has decided to speed up the digital television requirement in order to make over-the-air radio frequencies available to be sold off to private parties. This will force people to buy new televisions or a converter for their old television at or before that time. Slashdot discussion here.

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Friday’s News

by Luke Landes

As Friday progresses, I’ll add articles and news I find interesting to this post. * Jim Jubak says there is no housing bubble. The first rule of Housing Bubble is you do not talk about Housing Bubble. His reasons: mortgage money is cheap (low rates), high prices are a result of inflation only, and consumer ... Continue reading this article…

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