Comments on: Balance Sheet, July, 2005 http://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Fri, 19 Mar 2010 20:18:49 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Flexohttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-727 Flexo Wed, 31 Aug 2005 06:48:01 +0000 http://wp.consumerismcommentary.com/?p=432#comment-727 Thanks for the tips. Perhaps I'll take a look at the other funds American Funds offers for my taxable account... Thanks for the tips. Perhaps I’ll take a look at the other funds American Funds offers for my taxable account…

]]> By: RChttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-726 RC Fri, 19 Aug 2005 17:58:18 +0000 http://wp.consumerismcommentary.com/?p=432#comment-726 PS -- I should have mentioned that you can move from AIVSX to AGTHX with no additional load b/c they're part of the same fund family. It would be a taxable event, though, so find out what your unrealized gain is in AIVSX first. PS — I should have mentioned that you can move from AIVSX to AGTHX with no additional load b/c they’re part of the same fund family. It would be a taxable event, though, so find out what your unrealized gain is in AIVSX first.

]]> By: RChttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-725 RC Fri, 19 Aug 2005 17:55:04 +0000 http://wp.consumerismcommentary.com/?p=432#comment-725 If your investment fund (AIVSX) is long-term money, you might look at AGTHX, also a part of the American Funds group. The load is high, but the expenses are about half the category average. AGHTX is more growth oriented, and it is one of the best Large Cap Growth funds available.As for your Roth, owning an index fund usually guarantees you won't beat the market. Although, this one is actively managed by TIAA-CREF and has done slightly better. You might look at a fund like SLASX or TAVFX. You can compare total returns at www.morningstar.com If your investment fund (AIVSX) is long-term money, you might look at AGTHX, also a part of the American Funds group. The load is high, but the expenses are about half the category average. AGHTX is more growth oriented, and it is one of the best Large Cap Growth funds available.

As for your Roth, owning an index fund usually guarantees you won’t beat the market. Although, this one is actively managed by TIAA-CREF and has done slightly better. You might look at a fund like SLASX or TAVFX. You can compare total returns at http://www.morningstar.com

]]> By: Miss Moneyhttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-724 Miss Money Fri, 19 Aug 2005 01:23:58 +0000 http://wp.consumerismcommentary.com/?p=432#comment-724 Hi Flexo:Great site! Can I ask which financial software program you use to calculate your balance sheet? I have started a similar blog of my own and I need some advice about which program to use to track my info. Thanks. Hi Flexo:

Great site! Can I ask which financial software program you use to calculate your balance sheet? I have started a similar blog of my own and I need some advice about which program to use to track my info. Thanks.

]]> By: Flexohttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-723 Flexo Sun, 07 Aug 2005 21:00:32 +0000 http://wp.consumerismcommentary.com/?p=432#comment-723 My non-retirement investment is one fund, AIVSX. It started out as a UTMA/UGMA account from my father, and I didn't have any choice in the stock. I invested additional money into the account several times until I realized I was paying a 5.25% front load.The Roth IRA is all in TCEIX, an index fund. The 401(k) is made up of funds offered by my employer.I <a href="http://www.consumerismcommentary.com/2005/03/17/my_investments" rel="nofollow">described my investments</a> in March and <a href="http://www.consumerismcommentary.com/2004/10/04/dont_stop_thinking_about_tomorrow" rel="nofollow">detailed my 401(k)</a> last October, although the 401(k) has changed slightly. My non-retirement investment is one fund, AIVSX. It started out as a UTMA/UGMA account from my father, and I didn’t have any choice in the stock. I invested additional money into the account several times until I realized I was paying a 5.25% front load.

The Roth IRA is all in TCEIX, an index fund. The 401(k) is made up of funds offered by my employer.

I described my investments in March and detailed my 401(k) last October, although the 401(k) has changed slightly.

]]> By: TheDividendGuyhttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-722 TheDividendGuy Sun, 07 Aug 2005 04:59:52 +0000 http://wp.consumerismcommentary.com/?p=432#comment-722 Can I be so bold as to ask what funds, stocks, etc your investment portfolio is made up of? Can I be so bold as to ask what funds, stocks, etc your investment portfolio is made up of?

]]> By: Flexohttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-721 Flexo Fri, 05 Aug 2005 08:44:53 +0000 http://wp.consumerismcommentary.com/?p=432#comment-721 I depreciate it, but I don't use the IRS standard business depreciation schedule. I check <a href="http://www.edmunds.com/" rel="nofollow">edmunds.com</a> each month for the private party value. Any difference between one month and the prior month is accounted as a "depreciation expense."Once, my car supposedly went <i>up</i> in value (as you can see in the statement above). I didn't know what to make of that. I depreciate it, but I don’t use the IRS standard business depreciation schedule. I check edmunds.com each month for the private party value. Any difference between one month and the prior month is accounted as a “depreciation expense.”

Once, my car supposedly went up in value (as you can see in the statement above). I didn’t know what to make of that.

]]> By: A.F.http://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-720 A.F. Fri, 05 Aug 2005 08:34:33 +0000 http://wp.consumerismcommentary.com/?p=432#comment-720 How do you account for the Honda? How do you depreciate it? How do you account for the Honda? How do you depreciate it?

]]> By: Darren R. Sussmanhttp://www.consumerismcommentary.com/2005/08/03/balance-sheet-july-2005/#comment-719 Darren R. Sussman Thu, 04 Aug 2005 17:02:30 +0000 http://wp.consumerismcommentary.com/?p=432#comment-719 Don't you find it ridiculous when you have to train your new boss in how to do his/her job? Don’t you find it ridiculous when you have to train your new boss in how to do his/her job?

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