ING Direct has once again raised the interest rate offered on its online-only savings account. They now offer an annual percentage yield (APY) of 3.3%. This is still below the offerings of a number of other online institutions, but ING Direct gets great marks (in my opinion) for customer service and interface usability, if those things are important to you.
You can see the most recent list of best online-only checking and savings rates here.
A number of people have asked about the ING Direct $25 bonus; send an email to me and I will forward a referral email to you. By using the link in the message, anyone can receive the $25 bonus (and I’ll receive a $10 bonus) for that referral.
I’m still working on catching up on all that I missed over the past few days. I’ll write more about the vacation (which ended up being less expensive than I had planned) later.
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I had a problem with ING. I had an arrangement with a third party to debit my ING account. We had a little problem getting in sync and they bounced 3 ach debits. We finally got it together and all was going fine. I just got an email that ING closed my accounts and sent the money to my linked checking account. Never once did they contact me to either warn me or find out what was going on. They don’t care that I now have to stop the “now running right� ACH debits before they try to hit the account. My call to customer service resulted in a snotty attitude from the guy. All-in-all I am really unhappy with the human service. The system worked fine but don’t make a mistake or your kicked to the curb.
On the bright side it made me look for something else and now I am going to be paid more for my money at Emigrant Direct, 4%!!!
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