Comments on: ShareBuilder $50 Promotion Updated http://www.consumerismcommentary.com/2005/09/08/sharebuilder-50-promotion-updated/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sat, 21 Nov 2009 16:42:00 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: jim http://www.consumerismcommentary.com/2005/09/08/sharebuilder-50-promotion-updated/#comment-864 jim Fri, 09 Sep 2005 15:21:42 +0000 http://wp.consumerismcommentary.com/?p=488#comment-864 I wanted to agree with Rabi and also add that you should project your earnings this year and see if you have any major changes (such as website revenue, side projects, etc) as that will affect your marginal tax rate (maybe not enough to change it, but one can hope right?) I wanted to agree with Rabi and also add that you should project your earnings this year and see if you have any major changes (such as website revenue, side projects, etc) as that will affect your marginal tax rate (maybe not enough to change it, but one can hope right?)

]]> By: Flexo http://www.consumerismcommentary.com/2005/09/08/sharebuilder-50-promotion-updated/#comment-863 Flexo Fri, 09 Sep 2005 01:31:14 +0000 http://wp.consumerismcommentary.com/?p=488#comment-863 If that's the case, it changes things. I am in the 25% tax bracket, so apparently the 3.3 percent becomes 2.475 and 3.5 becomes 2.625. In that respect, the tax-exempt fund is more competitive. If that’s the case, it changes things. I am in the 25% tax bracket, so apparently the 3.3 percent becomes 2.475 and 3.5 becomes 2.625. In that respect, the tax-exempt fund is more competitive.

]]> By: Rabi http://www.consumerismcommentary.com/2005/09/08/sharebuilder-50-promotion-updated/#comment-862 Rabi Fri, 09 Sep 2005 00:59:49 +0000 http://wp.consumerismcommentary.com/?p=488#comment-862 I may be misunderstanding something here, but I'm not sure you should be using your effective tax rate for this calculation. Rather, you should be looking at your marginal rate. If you keep your money in the taxable account instead of the tax-exempt account, you would pay your marginal tax rate on that extra income. I may be misunderstanding something here, but I’m not sure you should be using your effective tax rate for this calculation. Rather, you should be looking at your marginal rate.

If you keep your money in the taxable account instead of the tax-exempt account, you would pay your marginal tax rate on that extra income.

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