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	<title>Comments on: CitiBank Strikes Again</title>
	<atom:link href="http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/</link>
	<description>A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: Caitlin</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-943</link>
		<dc:creator>Caitlin</dc:creator>
		<pubDate>Fri, 23 Sep 2005 05:20:23 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-943</guid>
		<description>that totally stinks.  but your post DID remind me that today was day 15 after my first CTP payment...so I went and made my latest payment :D

so...er thanks? ;)
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		<content:encoded><![CDATA[<p>that totally stinks.  but your post DID remind me that today was day 15 after my first CTP payment&#8230;so I went and made my latest payment :D</p>
<p>so&#8230;er thanks? ;)</p>
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		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-942</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Fri, 23 Sep 2005 03:32:43 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-942</guid>
		<description>Well Caitlin, they did it to me when I added the link to ING and when I switched from Citibank uPromise to Citibank PDR (even though my linked account never changed).</description>
		<content:encoded><![CDATA[<p>Well Caitlin, they did it to me when I added the link to ING and when I switched from Citibank uPromise to Citibank PDR (even though my linked account never changed).</p>
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		<title>By: Caitlin</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-941</link>
		<dc:creator>Caitlin</dc:creator>
		<pubDate>Fri, 23 Sep 2005 01:46:39 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-941</guid>
		<description>oy...they do this for EVERY account you link to click to pay?  I thought it was just for the first one.

how&#039;d they get this annoying?

I really do wonder whether this is just a very poorly designed anti-fraud measure. It doesnt seem that they&#039;d invent this as a way of &quot;tricking&quot; people into paying more interest and fees (but I can be naive about the lengths some will go to to profit)</description>
		<content:encoded><![CDATA[<p>oy&#8230;they do this for EVERY account you link to click to pay?  I thought it was just for the first one.</p>
<p>how&#8217;d they get this annoying?</p>
<p>I really do wonder whether this is just a very poorly designed anti-fraud measure. It doesnt seem that they&#8217;d invent this as a way of &#8220;tricking&#8221; people into paying more interest and fees (but I can be naive about the lengths some will go to to profit)</p>
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		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-940</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Thu, 22 Sep 2005 19:29:33 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-940</guid>
		<description>This time, I solved the issue by transferring the $1,000 from ING to CitiBank -- the max allowed this time -- and the remainder of the bill from ING to my Wachovia checking account.

Then, I initiated an additional card payment from my Wachovia account, which CitiBank allowed.</description>
		<content:encoded><![CDATA[<p>This time, I solved the issue by transferring the $1,000 from ING to CitiBank &#8212; the max allowed this time &#8212; and the remainder of the bill from ING to my Wachovia checking account.</p>
<p>Then, I initiated an additional card payment from my Wachovia account, which CitiBank allowed.</p>
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		<title>By: Anonymous</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-939</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 22 Sep 2005 17:15:50 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-939</guid>
		<description>I ran into the exact same problem as you with my first payment, but found out about
it the day before my payment was do.  Yikes!  I called up citibank and told them
about my situation (not unique by any means).  After some arguing, they allowed me
to do a one time pay-by-phone for free and I avoided the service charge.  You might
give this a try to see if they&#039;ll take it from ING.</description>
		<content:encoded><![CDATA[<p>I ran into the exact same problem as you with my first payment, but found out about<br />
it the day before my payment was do.  Yikes!  I called up citibank and told them<br />
about my situation (not unique by any means).  After some arguing, they allowed me<br />
to do a one time pay-by-phone for free and I avoided the service charge.  You might<br />
give this a try to see if they&#8217;ll take it from ING.</p>
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		<title>By: fivecentnickel.com</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-938</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Thu, 22 Sep 2005 15:52:41 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-938</guid>
		<description>I feel your pain. I&#039;ve run into the same limitations. See &lt;a href=&quot;http://www.fivecentnickel.com/2005/09/08/citibanks-click-to-pay-service/&quot; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;  and &lt;a href=&quot;http://www.fivecentnickel.com/2005/05/07/a-smallish-citi-gotcha/&quot; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;.

Go ahead and make a payment of whatever amount just to unlock the click-to-pay. You may also want to the same thing on any other Citi cards that you may have  as a pre-emptive strike on this problem.</description>
		<content:encoded><![CDATA[<p>I feel your pain. I&#8217;ve run into the same limitations. See <a href="http://www.fivecentnickel.com/2005/09/08/citibanks-click-to-pay-service/" rel="nofollow">here</a>  and <a href="http://www.fivecentnickel.com/2005/05/07/a-smallish-citi-gotcha/" rel="nofollow">here</a>.</p>
<p>Go ahead and make a payment of whatever amount just to unlock the click-to-pay. You may also want to the same thing on any other Citi cards that you may have  as a pre-emptive strike on this problem.</p>
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		<title>By: Anonymous</title>
		<link>http://www.consumerismcommentary.com/2005/09/21/citibank-strikes-again/#comment-937</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Thu, 22 Sep 2005 15:03:06 +0000</pubDate>
		<guid isPermaLink="false">http://wp.consumerismcommentary.com/?p=518#comment-937</guid>
		<description>I ran into the exact same problem as you with my first payment, but found out about it the day before my payment was do.  Yikes!  I called up citibank and told them about my situation (not unique by any means).  After some arguing, they allowed me to do a one time pay-by-phone for free and I avoided the service charge.  You might give this a try to see if they&#039;ll take it from ING.</description>
		<content:encoded><![CDATA[<p>I ran into the exact same problem as you with my first payment, but found out about it the day before my payment was do.  Yikes!  I called up citibank and told them about my situation (not unique by any means).  After some arguing, they allowed me to do a one time pay-by-phone for free and I avoided the service charge.  You might give this a try to see if they&#8217;ll take it from ING.</p>
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