Comments on: Saving With Low Income http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sat, 21 Nov 2009 16:42:00 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Trent http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-66414 Trent Wed, 18 Oct 2006 18:44:23 +0000 http://wp.consumerismcommentary.com/?p=564#comment-66414 Similar to Caitlin's idea, I keep track of every coupon I use as well and put that (along with the rebates) into ING every week. I do the same with my change, sort of: my pennies go to a charity, my nickels go to my child's college savings, and my dimes and quarters go into ING. This has resulted in a surprisingly nice balance in ING for the relatively short period I've been doing it. Similar to Caitlin’s idea, I keep track of every coupon I use as well and put that (along with the rebates) into ING every week. I do the same with my change, sort of: my pennies go to a charity, my nickels go to my child’s college savings, and my dimes and quarters go into ING. This has resulted in a surprisingly nice balance in ING for the relatively short period I’ve been doing it.

]]> By: Caitlin http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1054 Caitlin Wed, 19 Oct 2005 04:20:33 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1054 As of this year I have put all my rebates in ING ... of course, I used to be horrible at rebates but now we <a href="http://clutter2cash.blogspot.com/2005/10/dont-blow-rebate.html" rel="nofollow">don't miss a single one!</a> And automatic transfers are indispensable :) As of this year I have put all my rebates in ING … of course, I used to be horrible at rebates but now we don’t miss a single one! And automatic transfers are indispensable :)

]]> By: mmb http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1053 mmb Wed, 19 Oct 2005 04:14:13 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1053 I must say I am thoroughly delighted with the “Stash a dollar in a jar every time you stash a dollar in a jar" advise. Btw, Mara, by your logic -- or your coworker's rather -- doesn't that mean you either have to only be in relationships that last 1 year or less each or just pretty much stop having sex after the first year? The horror! I must say I am thoroughly delighted with the “Stash a dollar in a jar every time you stash a dollar in a jar” advise.

Btw, Mara, by your logic — or your coworker’s rather — doesn’t that mean you either have to only be in relationships that last 1 year or less each or just pretty much stop having sex after the first year? The horror!

]]> By: mara http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1052 mara Tue, 18 Oct 2005 08:20:38 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1052 My coworker told me the old one about the penny jar. "If you put a penny in a jar each time you have sex in the first year of your relationship, and you withdraw a penny each time you have sex after the first year of your relationship... you might go the rest of your life without running out of pennies!" My coworker told me the old one about the penny jar. “If you put a penny in a jar each time you have sex in the first year of your relationship, and you withdraw a penny each time you have sex after the first year of your relationship… you might go the rest of your life without running out of pennies!”

]]> By: Jerry Kindall http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1051 Jerry Kindall Tue, 18 Oct 2005 03:02:16 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1051 I'll be paying for a good chunk of my Christmas gifts this year using spare change that I converted into an Amazon gift certificate (added to my Amazon referrals and SunRocket rewards, which can be converted into Amazon gift certificates). My family is fairly frugal with the gifting so a couple hundred bucks will cover most of it, and I've got nearly half that to spend at Amazon. I hardly ever buy at Amazon since I live in Washington and have to pay sales tax. (Buy.com is 10% cheaper than Amazon for books, and then there's a 2.5% rebate through Yub.com, a 1% reward on my Visa, and no sales tax or shipping.) But at Christmas time I can have the gifts shipped out of state, so Amazon's viable again. I’ll be paying for a good chunk of my Christmas gifts this year using spare change that I converted into an Amazon gift certificate (added to my Amazon referrals and SunRocket rewards, which can be converted into Amazon gift certificates). My family is fairly frugal with the gifting so a couple hundred bucks will cover most of it, and I’ve got nearly half that to spend at Amazon.

I hardly ever buy at Amazon since I live in Washington and have to pay sales tax. (Buy.com is 10% cheaper than Amazon for books, and then there’s a 2.5% rebate through Yub.com, a 1% reward on my Visa, and no sales tax or shipping.) But at Christmas time I can have the gifts shipped out of state, so Amazon’s viable again.

]]> By: UncommonWay http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1050 UncommonWay Mon, 17 Oct 2005 20:17:00 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1050 I loved the "$1 in the the jar every time you put $1 in the jar" idea. One tip that never really caught on in our house was putting $1 in the jar every time you do a chore - we didn't save any money, and the chores somehow never got done. I loved the “$1 in the the jar every time you put $1 in the jar” idea. One tip that never really caught on in our house was putting $1 in the jar every time you do a chore – we didn’t save any money, and the chores somehow never got done.

]]> By: Ginsberg http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1049 Ginsberg Mon, 17 Oct 2005 17:06:54 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1049 Nice Ghostbusters reference! Seriously, saving is extremely important. I think an easy way to save a little extra is to use a good credit card that offers rewards (and of course try to pay off the balance each month). You can get 1-2% in savings on everything you buy with some cards. Great site, keep up the good work. Nice Ghostbusters reference! Seriously, saving is extremely important. I think an easy way to save a little extra is to use a good credit card that offers rewards (and of course try to pay off the balance each month). You can get 1-2% in savings on everything you buy with some cards. Great site, keep up the good work.

]]> By: pfadvice http://www.consumerismcommentary.com/2005/10/16/saving-with-low-income/#comment-1048 pfadvice Mon, 17 Oct 2005 07:27:43 +0000 http://wp.consumerismcommentary.com/?p=564#comment-1048 It's those basic tips that add up over time and can lead to real savings. It's just a matter of beginning and sticking to it over the long haul. It’s those basic tips that add up over time and can lead to real savings. It’s just a matter of beginning and sticking to it over the long haul.

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