dcsimg
As featured in The Wall Street Journal, Money Magazine, and more!

2005

Don’t Stress About Investing

by Luke Landes

Kiplinger’s presents four mantras for stress-free investing. If you’ve been feeling nervous about the stock market lately, perhaps considering these ideas will put you in a relaxed state of mind. 1. Think Long Term The longer you have until your savings deadline, the more risk you can afford to take. If your goals are decades ... Continue reading this article…

6 comments Read the full article →

Carnival of Personal Finance #22

by Luke Landes

Welcome to the Carnival of Personal Finance, 22nd Edition! I’m not quite sure what happened to this week’s actual host, so I’m filling in. I may have missed your submission — please send me a quick note and I’ll add yours in if I did. Here are this week’s submissions, in reverse order of arrival. ... Continue reading this article…

16 comments Read the full article →

The World Is Bitchier

by Luke Landes

This article from Wired Magazine takes a look at how technology has changed consumerism over the last sesquicentury. It’s a little bit tounge-in-cheek, but it resonates with me and my feelings towards working and living. Just because technology makes it possible for us to work 10 times faster than we used to doesn’t mean we ... Continue reading this article…

Read the full article →

Your Credit Report Affects Your Cards

by Luke Landes

If you carry a balance on your credit card from month to month (which I strongly feel should not be done if possible), be extra careful about negative items hitting your credit card. In the past, credit card companies would raise their interest rates to a card user who misses a payment or two. Missing ... Continue reading this article…

6 comments Read the full article →

One Year of AdSense, Welcome Elliott Wave International

by Luke Landes

Here is how AdSense has done for me (in relative terms) since when I added ads to the site in November last year. This doesn’t include any of the revenue from other advertising programs I’ve experimented with. Speaking of experimenting with ads, I’ve added BlogAds to the site to determine if I’ll fare any better. ... Continue reading this article…

6 comments Read the full article →

Balance Sheet and Income Statement, October 2005

by Luke Landes

If you continue reading, you’ll see my balance sheet and income statement for the end of October, 2005. Progress has been slow this month. Some comments about my balances are below the chart.

4 comments Read the full article →

Update: ING Direct’s Saving Rate Drops?

by Luke Landes

When I chcked my accounts late last night, it appeared that ING Direct had lowered the interest rate offered on its online savings account to 3.0 percent (APY). I’m not sure what’s going on, but every page on ING Direct’s website, including the Fash animation, had the lower rate quoted, and this is after previously looking ... Continue reading this article…

16 comments Read the full article →

Commissions Still High

by Luke Landes

A quick side note: Did you know you could subscribe to Consumerism Commentary? Simply use this RSS link in your favorite reader, such as BlogLines! It’s the perfect way to be sure you don’t miss anything. In general across a broad variety of services, competition has been driving commissions down. The internet has certainly helped ... Continue reading this article…

4 comments Read the full article →

Attack of the Killer Inflation

by Luke Landes

Liz Pulliam Weston at MSN Money is exploring the possible scenario in which inflation takes off in a manner like the period from 1979 to 1981. Even if inflation isn’t as high as 13.58 percent in one year, like it was in 1980 according to the Bureau of Labor Statistics, the picture Liz draws can come ... Continue reading this article…

3 comments Read the full article →

Teaching Kids About Money, Part 2

by Luke Landes

Previously, I mentioned Yahoo Finance’s latest feature on teaching children about money. This post continues with that feature. Lynne Ticknor acknowledges that schools often don’t have the resources to teach classes beyond core curriculum. Personal finance classes are therefore difficult to find in public schools. Thus, the responsibility falls on the parents, who as many ... Continue reading this article…

Read the full article →

Teaching Kids About Money

by Luke Landes

Yahoo Finance is presenting a feature on teaching children about money. Here are some of the highlights. When to Kick Your Kid Out of the House, and Other Financial Lessons for Parents. In a middle-class household, it will cost on average $184,000 to allow your one child to live to year 17. If you send ... Continue reading this article…

Read the full article →

Your New York Number

by Luke Landes

Note: If you are looking for my look at The Number, by Lee Eisenberg, start here. The following is a look at an article that appeared in New York Magazine before I was aware of the upcoming book. Wouldn’t it be great to stop working and have enough money never to run out for the ... Continue reading this article…

3 comments Read the full article →

Carnival of Personal Finance #19

by Luke Landes

Welcome to the Carnival of Personal Finance, 19th edition! You are visiting Consumerism Commentary, a website where I discuss my personal finances with links to related news with commentary every once in a while. Here is a little about me and this website. You can browse my latest updates or start with the “Best Of ... Continue reading this article…

20 comments Read the full article →

Saving With Low Income, Part 3

by Luke Landes

In this series, I’ve been taking a look at MP Dunleavey’s article offering a plethora of ways to save when income is tight. Here are more of the suggestions submitted by users and compiled by the article’s author. Part One is here and Part Two is here. * Buy generic instead of brand-name products. The ... Continue reading this article…

12 comments Read the full article →

Saving With Low Income, Part 2

by Luke Landes

Here’s the second article in which I’m visiting MP Dunleavey’s article about techniques for saving when a low income is working against you. Part One is here. * Create bank errors in your favor. MP suggests adding a little extra expense or a little less income when entering transactions into Microsoft Money or Quicken. I ... Continue reading this article…

15 comments Read the full article →

Saving With Low Income

by Luke Landes

MP Dunleavey gives her readers 19 ways to save when income is not quite as high as would be comfortable. The tips are practical and can be applied to just about anyone for whom saving more money is a goal, regardless of income. Here are some of her suggestions, submitted by readers: * Stash a ... Continue reading this article…

23 comments Read the full article →

HOWTO Purchase a Bed (Mattress and Box Spring)

by Luke Landes

You may have read that I purchased a bed this past weekend. This was my first purchase of major furniture, but it was a long time coming. I had suffered from morning back and neck pain for too long, and I believe the problem had much to do with the sleeping surfaces I’ve had over ... Continue reading this article…

26 comments Read the full article →

Purchased a Bed

by Luke Landes

I made a purchase yesterday that will hopefully improve the quality of my life considerably. My girlfriend and I decided to split the cost of a new bed. For the last several years, I’ve been sleeping on a twenty year old bed. I purchased the mattress, box spring, and frame from the father of a ... Continue reading this article…

22 comments Read the full article →

Carnival Monday

by Luke Landes

I hope everyone had a great weekend. I made a pretty large purchase this weekend, and I’ll talk about that in a future post. It’s Monday, and that means it’s time for the Carnival. Hello, Dollar! posted the latest Carnival of Personal Finance and my thoughts on spoiled kids was included. Speaking of children, make ... Continue reading this article…

Read the full article →

Kids Want The Darnedest Things

by Luke Landes

Is your kid a spoiled brat? When I was young, I generally got what I wanted from my parents. They were lucky that the things I wanted weren’t much. (Though they were upset when I’d rack up lots of long distance phone charges with the modem while calling BBSs.) Many parents struggle with not buying ... Continue reading this article…

10 comments Read the full article →
Page 2 of 612345···Last »