“The only difference between credit score and bankruptcy risk score is the ranking numbers. In credit scores, the higher the #, the better the score (maximum of 850). However in a bankruptcy risk score, the lower the #, the better the score (-100 or so and upto 2000). Therefore, 2000 means the consumer has a very HIGH chance of declaring bankruptcy, while -100 means very low chance of declaring bankruptcy.”
Source: http://www.moneysavingfreetips.com/bankruptcy-risk-score.html