As featured in The Wall Street Journal, Money Magazine, and more!

January 2006

Change in Roth IRA

by Luke Landes

In order to maximize my Roth IRA contributions, I automatically deposit $166.67 twice a month (on or about the 1st and 15th of each month) into a mutual fund with TIAA-Cref, which offers a no-fee account. (There are low fund management fees, but not as low as Vanguard‘s. Unfortunately Vanguard has a minimum deposit requirement ... Continue reading this article…

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My Tires Are Bad Luck

by Luke Landes

As I pulled into the parking lot by my apartment, arriving home after work and after picking up my clothes at the dry cleaner, I ran over some glass and ended up with a flat tire. It could have been worse; I could have been stuck somewhere other than my apartment. At this point I ... Continue reading this article…

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Wage Inequality

by Luke Landes

I’ve noticed there’s been a number of stories in the news lately about working and salary. Here’s another, this time from the Wall Street Journal, who asks if wage inequality is worsening. About 11 percent of income (and that’s not counting capital gains) went to the best-off 0.5 percent of Americans in 2002; 25 years earlier, they ... Continue reading this article…

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Articles for Wednesday [redirected]

by Luke Landes

Here’s what I would have been reading today if I hadn’t been so busy in the office: * The contratian view on Yahoo! * Why Yahoo’s dive may be goos news * Married individuals have almost double the net worth of those who are divorced or single. (Two can live cheaper than one? More later.) ... Continue reading this article…

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Carnival of the Vanities

by Luke Landes

The Carnival of the Vanities is up at Free Money Finance. My post, Getting in (Physical) Shape, was included, as well as many other much more deserving articles from other bloggers.

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Prices Decline

by Luke Landes

The Consumer Price Index declined 0.1 percent last month but the core CPI (excluding food and energy costs) rose 0.2 percent. This seems to mean that while energy costs went down, perhaps rebounding from highs due to natural catastrophes last year, those costs didn’t decline enough to bring prices of other items down.

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Nikkei – Yikes!

by Luke Landes

I was just about to go to sleep when I noticed the Nikkei crashed 4 percent and trading was suspended. All of the Asian markets seem to be affected. Tomorrow will be an interesting day for stocks.

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Motivation for Generation X

by Luke Landes

Along the same lines of work/life balance, Anne Fischer from Fortune Magazine has written an article that looks at what Generation Xers want. It turns out that recognition, status, power, and cash are low on this generation’s list of desires, but a lattice structure (rather than a hierarchical ladder structure) and life outside of work ... Continue reading this article…

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Zawodny on Work/Life Balance

by Luke Landes

Jeremy Zawodny works for Yahoo and has noticed many of his coworkers and colleagues are taking extended leaves from their full-time tech jobs to strive for work/life balance. I used to work for a huge tiny non-profit. By “huge” I am referring to the sense that our projects affected hundreds of thousands of people each ... Continue reading this article…

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Tuesday Reading [redirected]

by Luke Landes

Here are some of the stories I’ve read or skimmed today, and there aren’t many: * Suze Orman says honesty is the key to riches * Three rules for a happy retirement [focus] * A great 401(k) can make up for a lost pension * Scam alert! Ticketmaster and Entertainment Rewards * SEC unanimously approves ... Continue reading this article…

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Changes in CEO Pay Reporting

by Luke Landes

The Securities and Exchange Commission is taking a look at CEO compensation again, and this time they’ve proposing new disclosure rules. Companies would be required to fully disclose all forms of compensation in a way that is understandable. I think it’s safe to say that corporations will always find a way to bend the rules ... Continue reading this article…

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Five Signs You Have Too Much Money

by Luke Landes

Here’s some fun commentary from Jeanne Sahadi, who shares tell-tale signs that you have too much money: So you buy four homes, a plane to fly between them, and four sets of the same clothes so you never have to pack. If you’ve got the means, it seems … weirdly practical. Collecting exotic cars? Besides ... Continue reading this article…

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Have A Happy Retirement

by Luke Landes

According to a study from the University of Wisconsin-Milwaukee, each additional $10,000 added to your net worth in retirement increases the chance that an individual will rate his or herself among the most satisfied by 1 percent. This study has been cited by a number of journalists: John Clements of the Wall Street Journal, Walter Updegrave ... Continue reading this article…

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Getting In (Physical) Shape

by Luke Landes

One of my personal goals this year — the year I’ll be reaching the big Three-Oh — is to get into better physical shape. It’s been a goal of mine for a while, but working, driving, working more, sleeping, and seeing my girlfriend always seem to take precedence and leave me with precious little time. ... Continue reading this article…

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Carnivals Today

by Luke Landes

Good morning! I’m home from work today for the holiday, so there’s a lot I’ll be trying to accomplish today. In the mean time, take a look at the latest Carnival of Personal Finance, hosted by Savvy Saver! There are many great articles to keep you busy. If you’re interested in participating or hosting the ... Continue reading this article…

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Realism Is Refreshing

by Luke Landes

Chuck Jaffe reports at Marketwatch something he read in a fund’s annual statement recently: If we don’t deliver consistent performance over the long run, I’d recommend you take your money elsewhere. Really. This statement appeared in the annual report for Wasatch Funds. It’s rare you see such honesty, but the problem is that funds that ... Continue reading this article…

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Friday Articles

by Luke Landes

On Fridays, instead of just the regular personal finance links, perhaps I’ll put together a hodge-podge of everything I find interesting. A veritable cornucopia of delectable links. * Nothing quick about getting rich with real estate * Doctor Who to air on Sci-Fi channel in March — too bad I have only 30 TV stations, ... Continue reading this article…

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Best Of The Week [redirected]

by Luke Landes

Here are some posts from other bloggers that I have enjoyed this week: * JLP talks about new savings programs for the working poor. Many of the working poor are inelgible for welfare, so these programs encourage them to create savings. * Five Cent Nickel encourages registration of domain names — it’s cheap and easy ... Continue reading this article…

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Your Secret Bankruptcy Risk Score

by Luke Landes

Now that the methodology behind credit scores has been in the public for a long time, banks have found a new measurement which they’ve managed to keep somewhat private. While this calculation has been in use for twenty years, it has largely been kept off the public radar screen. Your bankruptcy risk score is used ... Continue reading this article…

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Don’t Forget – Carnival of Personal Finance

by Luke Landes

Here’s a reminder for all bloggers out there. The Carnival of Personal Finance will be hosted by Savvy Saver on Monday, so if you have an entry you’d like to be considered, please submit your information to her as soon as possible!

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