We’re already one month into the new year. Time does fly by quickly. If you continue reading this entry, you’ll see my latest account balances followed by some explanations.
As you can see, I added two columns for percent changes. The first shows the change (favorable or unfavorable) over the last month and the second shows the change over the last twelve months. All of the balances are as of the end of each month.
There are no big surprises. My Roth IRA has surpassed $10,000, which was a nice milestone. My credit card — paid off in full every month — is a little high due to traffic tickets I paid online the other day. My cash and bank accounts aren’t as high as I was hoping, so I’ll have to work on building that up.
If you follow my reports closely month-to-month, you’ll see that I make revisions to the past every so often, only to increase accuracy. For example, when I found out that certain expenses would not be reimbursed by my employer, I went back several months to change the transfer to receivables to an expense.
Another big change was regarding my car loan. I accelerated my payments by applying money from web work to the loan.
My income and expense report is here.
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