As featured in The Wall Street Journal, Money Magazine, and more!

June 2006

You Will Go To The Moon

by Luke Landes

Stephen Hawking, author of A Brief History of Time, says that humans should consider colonizing the moon, Mars, and eventually another star system, in order to ensure our species’ survival. Here on earth, our risk of being wiped out by a natural or man-made disaster is increasing. The scientist cites “sudden global warming, nuclear war, […]

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Carnival of Personal Finance is Up!

by Luke Landes

The latest Carnival of Personal Finance is up at Financial Fruition. There are 45 entries this week, so take a look. Chances are you’ll find something that interests you. I will be hosting next week, and we will be celebrating the first anniversary of the Carnival. The first edition was posted on June 20, 2005 […]

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Deceptive Credit Card Offers, Part 4: Due Times

by Luke Landes

As you may know, I’ve been running a series this week, looking at several deceptive practices credit card companies have begun to use in the past few years. As credit issuers have been making less money on the spread between their borrowed cash and the interest they charge their customers, the companies look for new […]

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Deceptive Credit Card Offers, Part 3: Over-Limit Fees

by Luke Landes

Over the past few days, I’ve written a few posts about how credit cards have instituted new penalties in the past few years. They’re deceptive because you often don’t find out these terms until your application for credit has been accepted. Many long-time credit holders don’t even realize these newer practices exist! So far, we’ve […]

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Maybe Lend Money To Your Friends

by Luke Landes

G. over at How to Make a Million Dollars has a big warning, Don’t Lend Money to Your Friends. His advice stems from his being burned by a friend once. In this case, his friend took a long time to pay the money back. I can’t agree with the absolutism of his advice. When you […]

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Deceptive Credit Card Offers, Part 2: Universal Default

by Luke Landes

This is a short series in which we look at some of the deceptive practices favored by credit card companies. These are terms that are often not discolsed until after you’ve already applied and the company has checked your credit report. The items have been mentioned in an article on MSN, and I’m expanding a […]

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Deceptive Credit Card Offers, Part 1: Two-Cycle Billing

by Luke Landes

Although it’s common to recieve mailing from credit card companies offering credit cards with attractive terms, like 0 percent APR balance transfer offers or offers on small business credit cards they won’t tell you all the terms of the agreement until you actually apply for the card. This is often the case regardless of your “pre-approved” […]

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New Money Blogger Podcast

by Luke Landes

Over the past few weeks, I’ve had some posts prepared ahead of time to keep content fresh during the day. This week, I’m winging it. Instead, here’s something you can do. If you have a few minutes, listen to thatedeguy’s podcast interview.

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Looking for Apartments, Update 4

by Luke Landes

Last time, I mentioned my girlfriend and I had our eyes set on The River Club in Edgewater, NJ. We saw that apartment this weekend, and this is what we learned.

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Carnival of Investing #25

by Luke Landes

Welcome to Consumerism Commentary and the 25th edition of the Carnival of Investing! For any visitors new to Consumerism Commentary, feel free to learn more about me and this website or peruse my investing articles. Thanks to Jonathan from MyMoneyBlog who has kept the Carnival of Investing going. Here is what we’ve had this week:

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