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June 2006

Looking for Apartments, Update 4

by Luke Landes

Last time, I mentioned my girlfriend and I had our eyes set on The River Club in Edgewater, NJ. We saw that apartment this weekend, and this is what we learned.

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Carnival of Investing #25

by Luke Landes

Welcome to Consumerism Commentary and the 25th edition of the Carnival of Investing! For any visitors new to Consumerism Commentary, feel free to learn more about me and this website or peruse my investing articles. Thanks to Jonathan from MyMoneyBlog who has kept the Carnival of Investing going. Here is what we’ve had this week:

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Personal Income Statement, May 2006 (Net Income: $2,291)

by Luke Landes

Despite my net worth showing a decrease in May, I spent substantially less than my income. That doesn’t mean things are perfect. Take a look at the (extended) numbers.

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Personal Balance Sheet, May 2006 ($49,510, -0.56%)

by Luke Landes

My net worth as of May 31, 2006 is $49,510. I did pass $50,000 for some time this month, but despite my income being significantly higher than my expenses, I ended the month a little behind April. Continue for the numbers.

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Emigrant Direct Gets a New Website

by Luke Landes

One of the biggest complaints with Emigrant Direct is their website, which is less than innovative when compared to others, like ING Direct. Today I received communication (well, a letter) with some good news: Our new website and “state of the art” new security system will be activated in June. The enhanced site reflects comments ... Continue reading this article…

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Vonage May Have Violated The Law With IPO

by Luke Landes

According to this report, Vonage (VG) may have violated the law by not including a link to their prospectus in the email sent to customers offering the IPO. If so, this could be seen as an “illegal offer.” If this is found to be the case, the company would have to buy back customers’ stock ... Continue reading this article…

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Weekly Blog Round-Up

by Luke Landes

Here’s a look at what has been written on the MoneyBlogNetwork and beyond this week. Mighty Bargain Hunter compares real assets like gold against MSFT. Free Money Finance looks at splitting up money as a married couple. JLP from AllFinancialMatters adds the life insurance needs calculator to his growing list of financial calculators. Five Cent ... Continue reading this article…

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Was Your Credit Card Number Stolen in February?

by Luke Landes

If you have ever been a customer of Hotels.com, this might affect you. Credit card numbers and names of 243,000 of the company’s customers were on a laptop computer stolen from an Ernst & Young employee in February. They only began notifying customers last week as until recently, the companies didn’t know what was contained ... Continue reading this article…

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After Graduation: Choices, Plans and Risks, Part 4

by Luke Landes

David Bach, the author of The Automatic Millionaire and The Automatic Millionaire Homeowner (the latter of which I reviewed earlier this year), also writes a column on Yahoo Finance. Recently he presented five tips for college graduates just beginning their path to financial security. This follows Part 1, Part 2 and Part 3. Today’s tip ... Continue reading this article…

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Student Loan Consolidation: The Countdown Begins

by Luke Landes

As I mentioned last week, it’s time to consolidate your student loans. The U.S. News & World Report has a timely article about conslidation as a way of cutting back your costs. Student loans are basically a way of life for many college graduates. Lately, the interest rates have been so low it’s practically free ... Continue reading this article…

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Sorry For The Downtime

by Luke Landes

If you tried to access Consumerism Commentary today but couldn’t get through, I apologize. This site — and many of my websites sites hosted at DreamHost — are having server problems. Part of the problem is being bombarded with spam comments, in some cases a thousand per hour. While they don’t get published, they get ... Continue reading this article…

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After Graduation: Choices, Plans and Risks, Part 3

by Luke Landes

David Bach, the author of The Automatic Millionaire and The Automatic Millionaire Homeowner (the latter of which I reviewed earlier this year), also writes a column on Yahoo Finance. Recently he presented five tips for college graduates just beginning their path to financial security. This follows Part 1 and Part 2. Here is the fourth ... Continue reading this article…

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