Comments on: The Last 401(k) Guide You’ll Ever Need, Five Tips, Part 1 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sun, 08 Nov 2009 07:50:42 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: » The Last 401(k) Guide You’ll Ever Need, Five Tips, Part 4 » Consumerism Commentary: Apply Directly to the Forehead! http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-54348 » The Last 401(k) Guide You’ll Ever Need, Five Tips, Part 4 » Consumerism Commentary: Apply Directly to the Forehead! Thu, 03 Aug 2006 18:01:44 +0000 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-54348 [...] I know speed is not my strength. I’m concluding this series over a week after it was started, but that’s the way things are. Last week, I found an informative series by Money Magazine providing tips for managing your 401(k). The articles reminded readers to save early and often, spread your money around, limit company stock, and check in once a year. Here is the final tip for making the most out your retirement account. [...] [...] I know speed is not my strength. I’m concluding this series over a week after it was started, but that’s the way things are. Last week, I found an informative series by Money Magazine providing tips for managing your 401(k). The articles reminded readers to save early and often, spread your money around, limit company stock, and check in once a year. Here is the final tip for making the most out your retirement account. [...]

]]> By: AllFinancialMatters » Blog Archive » The Carnival of Personal Finance - Week 59 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-53751 AllFinancialMatters » Blog Archive » The Carnival of Personal Finance - Week 59 Tue, 01 Aug 2006 05:12:25 +0000 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-53751 [...] The Last 401(k) GuideYou’ll Ever Need [...] [...] The Last 401(k) GuideYou’ll Ever Need [...]

]]> By: fivecentnickel.com http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-51977 fivecentnickel.com Sun, 30 Jul 2006 01:16:45 +0000 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-51977 Weekly Roundup - 07/28/06... Here’s a quick look at some things that caught my eye over the past week… FMF has some tips for saving on kids clothes. With four boys running around the house, we need all the help we can get! A guest blogger over at pfBlueprint wonders al... Weekly Roundup – 07/28/06…

Here’s a quick look at some things that caught my eye over the past week…
FMF has some tips for saving on kids clothes. With four boys running around the house, we need all the help we can get!
A guest blogger over at pfBlueprint wonders al…

]]> By: » The Last 401(k) Guide You’ll Ever Need, Five Tips, Part 2 » Consumerism Commentary: A Blog About Personal Finance http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-45775 » The Last 401(k) Guide You’ll Ever Need, Five Tips, Part 2 » Consumerism Commentary: A Blog About Personal Finance Tue, 25 Jul 2006 21:05:52 +0000 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-45775 [...] Money Magazine is presenting five tips for building a great 401(k) account. Their first suggestion was to save early and save often by diverting as much as possible directly from your salary to your retirement account. Here’s the next tip. [...] [...] Money Magazine is presenting five tips for building a great 401(k) account. Their first suggestion was to save early and save often by diverting as much as possible directly from your salary to your retirement account. Here’s the next tip. [...]

]]> By: Dus10 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-45737 Dus10 Tue, 25 Jul 2006 17:56:12 +0000 http://www.consumerismcommentary.com/2006/07/25/the-last-401k-guide-youll-ever-need-five-tips-part-1/#comment-45737 I currently put 5% into my 401(k). I just became eligible to contribute with my current employer. At my previous employer, I invested 4% into my 401(k). I get a great match, but I have maxed it out. I will not increase my 401(k) contributions until I max out all other options, including my Roth IRA, my wife's Spousal Roth IRA, and educational savings accounts for my kids. At that point, I probably won't care to save more for retirement in a true retirement account, as I could just as easily sock it away in a brokerage account, because earnings are basically tax deferred there, too, and it will help me to retire sooner, as I can withdrawal funds at any time. I am going Roth all the way, though, as I don't want tax deferred in retirement funds, because you pay income tax rates on these funds, rather than capital gains rates. I currently put 5% into my 401(k). I just became eligible to contribute with my current employer. At my previous employer, I invested 4% into my 401(k). I get a great match, but I have maxed it out. I will not increase my 401(k) contributions until I max out all other options, including my Roth IRA, my wife’s Spousal Roth IRA, and educational savings accounts for my kids. At that point, I probably won’t care to save more for retirement in a true retirement account, as I could just as easily sock it away in a brokerage account, because earnings are basically tax deferred there, too, and it will help me to retire sooner, as I can withdrawal funds at any time. I am going Roth all the way, though, as I don’t want tax deferred in retirement funds, because you pay income tax rates on these funds, rather than capital gains rates.

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