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July 2006

Don’t Miss The Train to the Carnival

by Luke Landes

The Carnival of Personal Finance will be hosted on Monday by The Real Returns. If you’ve written an article related to personal finance lately, feel free to submit your links.

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Weekly Happenings

by Luke Landes

Here are some interesting posts from the MoneyBlogNetwork and beyond. Mighty Bargain Hunter hosted the Carnival of Investing with 22 entries. Free Money Finance wants to help you answer the interview question, Why should we hire you? AllFinancialMatters asks how much readers spend on cable. On Blueprint for Financial Prosperity, find out how to buy ... Continue reading this article…

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My Nest Egg Score

by Luke Landes

I broke down and took the A.G. Edwards Nest Egg Score estimation thing. I’m doing better than average for my age group (18-35), so I’m satisfied. The mini-quiz asked a few questions about my living status and my investing and savings habits, and presented these suggestions: * Continue to manage debt. * Maximize your retirement ... Continue reading this article…

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Foxwoods Thanks Governor Corzine

by Luke Landes

On Wednesday I pondered that perhaps New Jersey Governor Jon Corzine, by allowing the state’s services, including casinos to shut down, may save consumers money they’d otherwise throw away in Atlantic City. After all, Las Vegas is too far away for most people to spontaneously visit. I neglected to take Foxwoods into account. The casinos ... Continue reading this article…

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The Top 25 Money Tips of All Time, Part 2

by Luke Landes

Those Canadians are at it again. They recently assembled, from experts in personal finance, the top 25 money tips. I wrote about the first 5 earlier, so now I’ll continue. Invest in your kids. The article talks about RESP accounts, which are savings accounts designed for parents to invest for their children, with a bonus ... Continue reading this article…

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The Top 25 Money Tips of All Time, Part 1

by Luke Landes

Perhaps Canada is just backwards, but I don’t think so. MoneySense asked some of the northern country’s top personal finance experts for their top money tips, and they gave some surprising answers. Do you think it’s all emergency funds and the “power of compound interest?” If so, you’re wrong. Here is what they had to ... Continue reading this article…

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Favorite Purchase, June 2006: Braun Electric Toothbrush

by Luke Landes

Every once in a while, I may share my thoughts on a particular purchase I made that I feel is worthwhile. In this case, I’m writing about the BRAUN Oral-B Braun 980TX Bright Advance Power Electric Toothbrush. I purchased it for $30 from Macy’s and Amazon.com has it for the same price. It was sort ... Continue reading this article…

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Personal Income Statement, June 2006 (Net Income: $1,360)

by Luke Landes

Spending less than I earn is the only way I’ll become more financially secure. Luckilly, I’ve been doing so for a long time now. I’d like to be earning more, but I guess I can’t have everything. Take a look at my latest income and expense report. I’ve added some interesting items, based on a ... Continue reading this article…

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Personal Balance Sheet, June 2006 ($49,872, +2.03%)

by Luke Landes

I added just above 2 percent to my net worth this month. The market performed a little better in June than in May. That helped, but only slightly. Continue reading for the details.

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Three Years Ago This Month

by Luke Landes

Consumerism Commentary is reaching its third anniversary this month, which apparently makes the blog a dinosaur in the personal finance blogosphere. On July 16, 2003, I introduced myself and offered my first net worth report, with a total of $14,464 (not including home inventory, which I don’t consider in my latest personal balance sheets). The ... Continue reading this article…

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New Jersey Governor Jon Corzine is Saving Consumers $20M a Day

by Luke Landes

Thanks to shutting down the state government and government-owned operations while politicians bicker over the state sales tax rate, the governor is saving New Jersey consumers $20,000,000 each day. Not all consumers will see this benefit, though. Only those people who were planning to visit and spend money at the state’s casinos in Atlantic City, ... Continue reading this article…

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Emigrant Direct is Latest to Break 5%

by Luke Landes

Some of you may have heard already, but over the weekend, Emigrant Direct raised the interest offered on its savings account, resulting in 5.0 percent APY. They’re trailing the leader, HSBC Direct, by only 5 basis points (0.05 percentage points).

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The Carnival is Up!

by Luke Landes

The latest Carnival of Personal Finance is up at Rasing4Boys. Check it out. Not much caught my eye this week but take a look for yourself.

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IKEA is a Shopping Experience, But What About The Furniture?

by Luke Landes

For years, I’ve found IKEA to be a great place for getting nice, basic furniture. Sure, it’s not the classiest place, but if you’re not looking to impress anyone with your impeccable taste (think college students, newly married couples, etc.) then that doesn’t really matter. Over the past few days, my girlfriend and I have ... Continue reading this article…

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Governor Corzine Shuts Down New Jersey

by Luke Landes

It’s a good thing I’m spending my weekend in New York; the governor of New Jersey shut down the state’s government because the politicians couldn’t agree on a budget. It’s illegal for the state to spend money without an operating budget, so state services, including the casinos in Atlantic City, have been shut down for ... Continue reading this article…

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