August was a good month, thanks mostly to side business income. Here is where my accounts stand as of the end of August 2006.
Looking over the numbers, there is nothing standing out on the asset side of the report that warrants explanation. The low credit card balance is good. Although I pay the credit card off in full every month, the low balance shows I’ve managed to cut back on some excess spending. I use a credit card for as many expenses as possible to make use of the cash back rewards, a program that is ending soon.
Now that I have finished my classes, I have to start repaying my student loans. Though my expenses towards my Master’s degree have been mostly reimbursed by my employer, I haven’t always used the funds to pay back the loan. I’ve been partly taking advantage of the low interest rates and partly using the money to cover holes in income. That has to end in September.
Note that I’ve made some adjustments to past months, which explains why my cash account had a “negative” balance prior to August.
There’s more fun for your voyeuristic intentions in my income report, which will be posted shortly.
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