Comments on: Planning and Goal Setting Week: Flexo’s 2007 Goals http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sun, 08 Nov 2009 07:50:42 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Kim Family Benefit: Art + Craft Auction - Around the Sun: A Blog About Saving Money http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-117330 Kim Family Benefit: Art + Craft Auction - Around the Sun: A Blog About Saving Money Sun, 22 Jul 2007 19:50:28 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-117330 [...] bloggers include charitable giving among their 2007 financial goals. You can read about a few here, here and here. [...] [...] bloggers include charitable giving among their 2007 financial goals. You can read about a few here, here and here. [...]

]]> By: » Flexo's 2007 Goals: Status at the Halfway Point on Consumerism Commentary: A Personal Finance Blog http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-116991 » Flexo's 2007 Goals: Status at the Halfway Point on Consumerism Commentary: A Personal Finance Blog Thu, 12 Jul 2007 16:03:59 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-116991 [...] in December, I set some goals for myself for the upcoming year. Now that 2007 is halfway complete, it’s a good chance for me to take a [...] [...] in December, I set some goals for myself for the upcoming year. Now that 2007 is halfway complete, it’s a good chance for me to take a [...]

]]> By: » My Struggle: Spending on Food is Really About Motivation on Consumerism Commentary: A Personal Finance Blog http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-114297 » My Struggle: Spending on Food is Really About Motivation on Consumerism Commentary: A Personal Finance Blog Wed, 13 Jun 2007 20:36:54 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-114297 [...] the end of last year, I set a goal to keep my groceries and dining out down to $200 a month combined, and packing my lunch would be a [...] [...] the end of last year, I set a goal to keep my groceries and dining out down to $200 a month combined, and packing my lunch would be a [...]

]]> By: Mapgirl’s Fiscal Challenge / Mid-Year Review of Goals http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-113492 Mapgirl’s Fiscal Challenge / Mid-Year Review of Goals Tue, 12 Jun 2007 17:09:39 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-113492 [...] goals Simplicity in Kansas’ goals The Digerati Life’s goals Tricia’s goals Flexo’s goals Jim’s goals Medicated Money’s [...] [...] goals Simplicity in Kansas’ goals The Digerati Life’s goals Tricia’s goals Flexo’s goals Jim’s goals Medicated Money’s [...]

]]> By: Lily Del Rosario http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76908 Lily Del Rosario Fri, 05 Jan 2007 23:06:15 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76908 Your overall budget numbers (net income and expenses) are similar to mine. Luckily I do not have ANY debt other than my mortgage on primary home (1st and rider mortgage to avoid PMI), plus the mortgage on a rental property. I also etched out a food budget goal of $100/month. Alas I already spent $40 this week. But I'll keep trying if you do. Your overall budget numbers (net income and expenses) are similar to mine. Luckily I do not have ANY debt other than my mortgage on primary home (1st and rider mortgage to avoid PMI), plus the mortgage on a rental property. I also etched out a food budget goal of $100/month. Alas I already spent $40 this week. But I’ll keep trying if you do.

]]> By: www.youngmoneyblogger.com http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76884 www.youngmoneyblogger.com Fri, 05 Jan 2007 16:54:39 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76884 New Year New Goals 2007!... Hello, sorry for the delay in posting, I have been crazy busy of late and am slowly building up the blog! Anyway, let me move on to my financial goals for 2007 the personal finance blogosphere is packed full of such articles so let me add mine. These a... New Year New Goals 2007!…

Hello, sorry for the delay in posting, I have been crazy busy of late and am slowly building up the blog! Anyway, let me move on to my financial goals for 2007 the personal finance blogosphere is packed full of such articles so let me add mine. These a…

]]> By: Ebbie http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76701 Ebbie Wed, 03 Jan 2007 22:34:34 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76701 Just an idea... Modest Needs is a unique charity, where 100% of your contributions go to the intended recipients. There is a grant that funds their administrative expenses. The other unique thing about Modest Needs is you actually have a say in who gets the money & what it is used for, along with the other donors. They also got a grant from another organization that doubles everyone's contributions up to $300K. Check it out at modestneeds.org. Just an idea… Modest Needs is a unique charity, where 100% of your contributions go to the intended recipients. There is a grant that funds their administrative expenses. The other unique thing about Modest Needs is you actually have a say in who gets the money & what it is used for, along with the other donors. They also got a grant from another organization that doubles everyone’s contributions up to $300K. Check it out at modestneeds.org.

]]> By: the Cerebral Assassin http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76689 the Cerebral Assassin Wed, 03 Jan 2007 19:23:30 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76689 Flexo, Nice blog and great goals! I have a couple tweaks. One deals with the charitable end. I, too, share your concerns with making sure your $ work hard. Many religious types want/hope/wish people would tithe 10% of income. In this day and age, especially with a stay at home wife and twins, my goal is 5% of income + time. The cash is important for places like foodshelves where they can buy food at steep discounts (vs. you donating food or time). Things appear to be tracking well for you, therefore, I wouldn't hesitate to bump up charitable donations even if it slows down your accelerated debt service a little bit. The other tweak is mostly impacted by bumping up charitable contributions. If you don't want to slow down your debt payments, you could cut back on your 401k funding temporarily. Don't stop funding your 401k, but consider cutting back up to the employer match. Keep up the great commentary! tCA Flexo,

Nice blog and great goals! I have a couple tweaks. One deals with the charitable end. I, too, share your concerns with making sure your $ work hard. Many religious types want/hope/wish people would tithe 10% of income. In this day and age, especially with a stay at home wife and twins, my goal is 5% of income + time. The cash is important for places like foodshelves where they can buy food at steep discounts (vs. you donating food or time). Things appear to be tracking well for you, therefore, I wouldn’t hesitate to bump up charitable donations even if it slows down your accelerated debt service a little bit.

The other tweak is mostly impacted by bumping up charitable contributions. If you don’t want to slow down your debt payments, you could cut back on your 401k funding temporarily. Don’t stop funding your 401k, but consider cutting back up to the employer match.

Keep up the great commentary!

tCA

]]> By: Aaron http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76602 Aaron Tue, 02 Jan 2007 20:59:16 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76602 Flexo, This may be a personal question, but are your girlfriend's finances organized to the detail of yours. Also, does she have any significant outstanding debt. I was just wondering if you have common financial habits and goals. If not, do you believe it has any effect on your relationship? Thanks - Flexo,

This may be a personal question, but are your girlfriend’s finances organized to the detail of yours. Also, does she have any significant outstanding debt. I was just wondering if you have common financial habits and goals. If not, do you believe it has any effect on your relationship? Thanks -

]]> By: Flexo http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76597 Flexo Tue, 02 Jan 2007 20:28:29 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76597 Practical: I could look at it as if it doesn't really matter whether the money is coming in from the day job or the side job. I end up ahead each month, and have enough at the end of the year to donate $1,000 to charity (or even more). Like I said about debt, I'm not accumulating any, and at favorable interest rates, I'm under no pressure to pay it off earlier. Practical: I could look at it as if it doesn’t really matter whether the money is coming in from the day job or the side job. I end up ahead each month, and have enough at the end of the year to donate $1,000 to charity (or even more). Like I said about debt, I’m not accumulating any, and at favorable interest rates, I’m under no pressure to pay it off earlier.

]]> By: Practical http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76567 Practical Tue, 02 Jan 2007 14:36:17 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76567 Just a thought, but if you can't make ends meet with your day job why would you give $1000 to charity? Give all of the time you want but it seems the cash would be better served by paying down your own debt. Just a thought, but if you can’t make ends meet with your day job why would you give $1000 to charity? Give all of the time you want but it seems the cash would be better served by paying down your own debt.

]]> By: makingourway http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76439 makingourway Mon, 01 Jan 2007 14:22:40 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76439 You can contribute $15,500 to your 401k this year. m You can contribute $15,500 to your 401k this year.

m

]]> By: makingourway http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76438 makingourway Mon, 01 Jan 2007 13:54:23 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76438 Flexo, Very interesting goals. Professionally, how do you feel about your director's statement? Can you obtain a promotion and receive better pay? Would you consider changing departments or companies? Would it further your opportunities? What are your relationship goals? The financial goals seem great. Good luck. makingourway Flexo,

Very interesting goals.
Professionally, how do you feel about your director’s statement?
Can you obtain a promotion and receive better pay? Would you consider changing departments or companies? Would it further your opportunities?

What are your relationship goals?

The financial goals seem great.

Good luck.

makingourway

]]> By: Flexo http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76360 Flexo Sun, 31 Dec 2006 17:54:30 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76360 Beth: you're right, I should have said "if..." ntguru: It's mainly from blogging income but includes all sorts of stuff I do online. I should be able to reach $40,000 next year if things stay generally the same as they are now, but I have a sneaking suspicion the money-in-blogging community is in a bit of a bubble. Beth: you’re right, I should have said “if…”

ntguru: It’s mainly from blogging income but includes all sorts of stuff I do online. I should be able to reach $40,000 next year if things stay generally the same as they are now, but I have a sneaking suspicion the money-in-blogging community is in a bit of a bubble.

]]> By: ntguru http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76337 ntguru Sun, 31 Dec 2006 15:00:17 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76337 You guys who spend $100/mo/person or less are impressive. My home of 2 spends around $350/total a month for groceries. We don't eat "fancy" (like steak), but I guess we also don't eat "college-style" (like pasta and sauce every night). Flexo, $40K/year extra is impressive. Is this mainly/solely from blogging income? Where do you expect most of your increase from? You guys who spend $100/mo/person or less are impressive. My home of 2 spends around $350/total a month for groceries. We don’t eat “fancy” (like steak), but I guess we also don’t eat “college-style” (like pasta and sauce every night).

Flexo, $40K/year extra is impressive. Is this mainly/solely from blogging income? Where do you expect most of your increase from?

]]> By: Beth http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76332 Beth Sun, 31 Dec 2006 14:26:22 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76332 Hey, Flexo, think positive. The last sentence should read "if I don't reach these goals," not "when I don't reach these goals." Happy New Year! Hey, Flexo, think positive. The last sentence should read “if I don’t reach these goals,” not “when I don’t reach these goals.” Happy New Year!

]]> By: MillionDollarJourney.com http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76213 MillionDollarJourney.com Sat, 30 Dec 2006 20:54:48 +0000 http://www.consumerismcommentary.com/2006/12/30/planning-and-goal-setting-week-flexos-2007-goals/#comment-76213 I like how you plan to give your "time" to charity. Great post. FT http://www.MillionDollarJourney.com I like how you plan to give your “time” to charity. Great post.

FT
http://www.MillionDollarJourney.com

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