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From the monthly archives:

April 2007

Earlier this morning, I reviewed Excuse Me, Your Job is Waiting (Amazon link) by Laura George and found it to be a good job-hunting book with advice based on the “law of attraction.” I’m happy to be able to give away the three copies sent to me by the publisher. Read the review, ... Continue reading this article…

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The Carnival is Up!

by Flexo on April 30, 2007. Carnival 1 comment.

Thanks to We’re In Debt for hosting the 98th edition of the Carnival of Personal Finance. Here’s a taste of some of the great articles that were submitted this past week: My Current Bank Account Setup To Maximize Interest Jonathan from My Money Blog simplified his savings to make the most out of high savings interest ... Continue reading this article…

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Excuse Me, Your Job Is Waiting: Attract the Work You Want Laura George (7/10) A few days ago, I finished reading Excuse Me, Your Job Is Waiting, by Laura George. This book follows in the footsteps of another, Excuse Me, Your Life Is Waiting. The premise of both books is the “law of attraction,” which ... Continue reading this article…

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Here are some interesting articles from the MoneyBlogNetwork and beyond. MBAs Don’t Prepare Managers for Real-Life Challenges The process of getting an MBA is more about the connections you make than learning how to deal with real-life management problems, apparently. This is true about most degrees. In school you learn fundamental concepts and theories, but ... Continue reading this article…

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Yesterday, Vanguard announced they have simplified their account fees. Effective on Thursday, here is the new fee structure. * All fund accounts with a balance of less than $10,000 will be assessed a yearly fee of $20. Now that’s straightforward. In the old configuration, my recently-opened 2006 SEP IRA would have been charged $20 anyway. ... Continue reading this article…

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For people who are responsible with managing money, sometimes it makes sense to pay for large purchases with a 0 percent APR loan or credit card. The reasoning is fairly simple. If you have a card that is offering an introductory rate of 0 percent on purchases, and if inflation for the year is running ... Continue reading this article…

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Those who have been following my travails closely may have a feeling I might need to start contemplating my living situation. About a year ago, a chronicled my adventures looking for an apartment with my girlfriend (one, two, three, four, five, and six) which ended unsuccessfully and with a bit of a scuffle with ... Continue reading this article…

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Hey Bank of America! Your ATM Gave Me A Fake $20 Wealth Junkie (who has a blog) received a fake $20 on a routine ATM trip, and didn’t know it was fake until a Costco employee informed him. He brought it back to the bank and they apologized. What is a Secured Credit Card? People with bad ... Continue reading this article…

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The final “couple” in CNN Money’s series on the spending habits of households living on about $46,000 isn’t a couple at all. Susan Slingland is a full-time piano accompanist at Appalachian State University. Susan seems to have her expenses under control. At $675 a month, her rent is her biggest expense, and ... Continue reading this article…

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When I was in college, some of my poorer friends (that is, unsubsidized by the government or their parents) would get their products as cheaply as possible. I have distinct memories of afternoons with certain friends and the beverage of choice for lunch being “No Frills Cola.” These days, I don’t go so ... Continue reading this article…

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I’m following the CNN Money series focusing on five couples earning about the U.S. median income, $46,000 a year (couple one, two, and three). The fourth couple in the series lives in Ruidoso, New Mexico, a noisy town. Brent Wheat is a self-employed contractor and Shawna Wheat is an office coordinator. Together, ... Continue reading this article…

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On Sunday, I purchased a Nintendo Wii. It wasn’t for me. My girlfriend, celebrating her thirtieth birthday, wanted the game system as a gift. Not knowing much about the current state of demand and supply for the game consoles and assuming any frenzy ended with the past holiday season, we went shopping on Saturday. ... Continue reading this article…

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In case you haven’t been visiting Consumerism Commentary for a year or two, here are some of the articles you may have missed. These are from April 23-30, 2006: * Apr. 24: The Penny Costs More Than One Cent (5 comments) * Apr. 24: Good News: Get Your Degree in Two Weeks (5 comments) * Apr. 25: ... Continue reading this article…

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In CNN Money’s series about five couples living on (about) $46k (couple one, couple two), the third couple, Andrew and Ozgul Leone from Fort Lauderdale, clock in at $54,400. Here’s their profile. They’ve been juggling debt around. Their property doubled in value, so the couple took advantage of a home equity loan to pay ... Continue reading this article…

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I hope everyone is getting outside and enjoying the weather this weekend, especially those of us in the New York metropolitan area. If you’ve found yourself locked in a room with only an internet connection to keep you entertained, try some of these fine personal-finance related articles from the MoneyBlogNetwork as well as other ... Continue reading this article…

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Here is the second couple featured by CNN Money in their series about five couples living on an income of $46,000 a year. Michael Thibault is an insurance claims adjuster and Lisa Thibault works part-time. Together, they may earn about $60,000 this year in Indianapolis, Indiana. That seems to put them at ... Continue reading this article…

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The giveaway is over. Congratulations to shouldbeworking, commenter number 18. He is the fifth and final winner of the free 256MB flash drive with TaxCut from H&R Block. I have some more exciting giveaways in the upcoming weeks, so stay tuned for more free stuff. Subscribe to the Consumerism Commentary RSS feed to ... Continue reading this article…

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This could be good news for anyone just starting out with investment accounts. Schwab lowered the minimum starting balance to $1,000 from $2,500 (or $2,000 for IRAs)and removed below-the-minimum fees for all their investment accounts as long as at least $100 is deposited into the account on a monthly basis. (Source: BusinessWeek.) I recently opened ... Continue reading this article…

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CNN is featuring five couples living on about $46,000 a year. How do they do it? The first couple is Matt and Ginger Ogle. Matt is a public school teacher and speech coach making most of the bread, and Ginger adds a couple thousand a year as as part-time assistant speech coach. The ... Continue reading this article…

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Here’s a look back at some of the “finer” articles from Aprils gone by. During this time last year, I was in California for a portion of the time. Here are a few from April 16-22, 2006: * Apr. 18: TIAA-CREF Didn’t Fund My SEP IRA (7 comments) * Apr. 19: In-N-Out (14 comments) * Apr. ... Continue reading this article…

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