http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sat, 21 Nov 2009 16:42:00 -0500 http://wordpress.org/?v=2.8.5 hourly 1 http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-186734 Myra Thu, 18 Dec 2008 01:57:33 +0000 http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-186734 My husband co-signed for his sister. We were trying to buy a house and to find out she has not payed three months in a row! Now we cant buy a house and my husbands credit went in ruin. i never agreed on him co-signing since his sister never pays anything. for example he got a bowflex that she was going to pay. he ended paying it all off 3 years later!!! even if its family do not co-sign!!!!! My husband co-signed for his sister. We were trying to buy a house and to find out she has not payed three months in a row! Now we cant buy a house and my husbands credit went in ruin. i never agreed on him co-signing since his sister never pays anything. for example he got a bowflex that she was going to pay. he ended paying it all off 3 years later!!! even if its family do not co-sign!!!!!

]]> http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-179708 dina Mon, 08 Sep 2008 09:18:09 +0000 http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-179708 Help, I really have messed my credit up . I went through a divorce, Let our house go back to bank, &Let my car go back ,owe 11000 they will maybe sell it for 5000 ,I will owe difference. I have maybe 2000 in other bills. Long story as to why I am in this mess , but how do I get out .I pay all my other bills on time.I make to much for bankruptcy .I can file chapter 13 but not 7 .Does chapter 13 really fix your credit and if so how long does it take? Do I have any better options?Oh and the house shows on my report as balance 0 .How do I find out if they are charging me for difference . Help, I really have messed my credit up . I went through a divorce, Let our house go back to bank, &Let my car go back ,owe 11000 they will maybe sell it for 5000 ,I will owe difference. I have maybe 2000 in other bills. Long story as to why I am in this mess , but how do I get out .I pay all my other bills on time.I make to much for bankruptcy .I can file chapter 13 but not 7 .Does chapter 13 really fix your credit and if so how long does it take? Do I have any better options?Oh and the house shows on my report as balance 0 .How do I find out if they are charging me for difference .

]]> http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-119329 Tyler Tue, 09 Oct 2007 16:36:22 +0000 http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-119329 I am stuck with credit card debt that I cannot keep up with. I am paying on three cards @ 28%-32% interest due to lates and over limits, I am in a option arm mortgage that will be steady for three more years, then re-am. I am considering an offer on one card to take a reduced rate term loan (60 Months) but this will show as a Branch Account closure on my credit report. How will this affect my refinance options when three years is up. How much (if i am paying off the total) will this affect my credit score? My income is barely enough to sustain where I'm at. I am stuck with credit card debt that I cannot keep up with. I am paying on three cards @ 28%-32% interest due to lates and over limits, I am in a option arm mortgage that will be steady for three more years, then re-am. I am considering an offer on one card to take a reduced rate term loan (60 Months) but this will show as a Branch Account closure on my credit report. How will this affect my refinance options when three years is up. How much (if i am paying off the total) will this affect my credit score? My income is barely enough to sustain where I’m at.

]]> http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-116515 Nick Ripley Fri, 29 Jun 2007 07:16:56 +0000 http://www.consumerismcommentary.com/2007/06/27/get-free-credit-advice/#comment-116515 FLEXO! She can sell the car for what is remaining on the loan. Like a "short sale" for cars. FLEXO! She can sell the car for what is remaining on the loan. Like a “short sale” for cars.

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