As featured in The Wall Street Journal, Money Magazine, and more!

July 2007

Best Credit Cards for Airline Miles

by Luke Landes

If you use credit cards for regular expenses rather than excessive spending and pay your balance off each month, you should be getting something back for the money you’re making for the credit card companies. Some of the options out there include cash back, 0 percent APR balance transfers, 0 percent APR on purchases, and sign-up bonuses. […]

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10 Money Tips for Baby Preparation

by Luke Landes

Looking forward to that new baby smell? It’ll cost you… for years. USA Today has ten tips for “baby-proofing” your finances — the way you might baby-proof a kitchen — so you’ll be in a better position to part with $1 million over the next 18 years. 1. Review health coverage. Some new parents I’ve […]

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Market Update, July 19, 2007

by Luke Landes

The Dow closed over 14,000 at 14,000.41 today. When do you think it will close over 15,000? One cookie to someone who guesses correctly. S&P 500 at 1,553.08, Nasdaq at 2,720.04. [Reuters]

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Review: Complete Real-Estate Investing Guidebook by David Crook

by Luke Landes

Wall Street Journal Complete Real-Estate Investing Guidebook David Crook (9/10) Occasionally, publicity agents, publishers, or sometimes even authors, send me books with the request that I read and review what they send. That was not the case with this book. A few months ago, I wrote about the cost of owning a home over 30 […]

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The First Step to Cleaning Up Your Finances

by Luke Landes

A few years before starting Consumerism Commentary, I realized I was in a financial predicament. The salary I had been earning from my non-profit job was barely paying this bills in addition to the cost of commuting to the said job. I was relying more and more on my credit card to get by, ignoring […]

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Question for Readers: Get Rid of Debt Before Investing for Retirement?

by Luke Landes

Joe sent me a question about priorities. He feels his chosen career path is not one destined for the big bucks, but in pursuit of said career, he has racked up some debt. Fair enough, that’s a common situation. He also has some decent retirement investing options laid out in front of him by his […]

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Fund Companies Trying to Attract Younger Investors

by Luke Landes

A couple of brokerages and fund companies are courting younger workers just getting their feet wet with outside-of-401(k) investing. They’re lowering the barriers to entry in the form of minimum fund investments. * Charles Schwab lowered the minimum from $2,000 or $2,500 to $100. * American Century Investments established new funds with $500 minimums for […]

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4 Great Rewards Credit Cards for Drivers

by Luke Landes

Editor’s Note: Thank you for your interest, these offers have expired and are no longer available. Here are several credit cards the provide the best rewards for drivers through rebates on gas purchases as well as a few other benefits. It’s difficult to find good credit cards as the companies are pulling back their offerings. […]

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Go to College Without Going Into Debt: An Example

by Luke Landes

A couple of weeks ago, I wrote about options for going to college without going into debt, in response to an article about the near impossibility of doing so. Commenter “t” shared his or her experience: I also chose the state school route. I’m lucky enough to have grown up in a state (washington) with […]

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Market Records

by Luke Landes

Third day in a row with market records, but not on all indexes at closing. Toby thinks I’m crazy for thinking “bubble,” but I’m not really thinking it anyway. S&P 500 at 1,549.52, Dow at 13,950.98, Nasdaq at 2,697.33. [Yahoo Finance]

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