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From the monthly archives:

August 2007

To complete — at least for now — my living room upgrade, I purchased a Toshiba HD-DVD (HD-A20) from Circuit City. Just looking at the listing now, I see the price has increased since Tuesday from $359.99 to $399.99. In fact, in the store, the advertised price was $399.99, but after showing the ... Continue reading this article…

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Consistency is not a virtue of the stock market these days. Dow down to 13,238.73, S&P 500 down to 1,457.64, Nasdaq up to 2,565.30. [Bloomberg]

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In my last entry in this series, I talked about how to find the right neighborhood if you’re looking to buy a rental property. But there’s more to understanding an area than just seeing the neighborhood: invisible factors which could cost you big-time. Here’s my next tip. 3. Be aware of local rental ... Continue reading this article…

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In writing about the purchasing of a new Sharp Aquos HDTV, I forgot to mention the extended warranty. I tried to use circuit City’s extended warranty as a bargaining chip to see if the salesman could lower the price. That didn’t work, so I left the store without the plan. For $190, ... Continue reading this article…

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While I was covering my own responsibilities as well as those of a vacationing coworker today, I missed all the excitement in the markets. Dow up to 13,289, S&P 500 up to 1,463, Nasdaq up to 2,563. [MarketWatch]

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Money Magazine is sharing an interesting piece of advice in their September issue. This comes from “The Mole,” the magazine’s “underciver financial planner.” If your financial advisor or broker tells you there are no fees for a particular investment or no risk for some product, ask to confirm in in writing. Even though my ... Continue reading this article…

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As of Monday, calculating how much I had spent on televisions, DVD players, and other entertainment equipment was fairly easy. I “inherited” a JVC receiver and large JBL speakers from my father when he upgraded. When a friend and roommate of mine moved to Seattle several years ago, I purchased his 27 inch ... Continue reading this article…

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Dow down to 13,041.85, S&P 500 down to 1,432.36, Nasdaq down to 2,500.64, Flexo’s net worth down by over $1,500 today. That last statistic is due to a long-overdue upgrade in living room entertainment. [AP]

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Thanks to the following blogs or websites (not including RSS readers or search engines) who sent the most visitors to Consumerism Commentary during the month of August. # Consumerist # The Simple Dollar # Get Rich Slowly # pfblogs.org # AllFinancialMatters # Blueprint for Financial Prosperity # MoneyBlogNetwork Home # FiveCentNickel # Free Money Finance # FatWallet Here are the top 10 visited posts from the ... Continue reading this article…

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What goes up… you know the rest. Dow down to 13,337.58, S&P 500 down to 1,468.98, Nasdaq down to 2,565.19. [CNN]

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Updated December 1, 2008. Any indented text is excerpted directly from Capital One’s marketing. Capital One has been in the news recently for two issues relevant to card holders. First, the company reversed their policy on reporting credit limits so FICO scores are not adversely affected. Later, Capital One closed its wholesale mortgage business, ... Continue reading this article…

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New to Consumerism Commentary? If you have a Facebook profile, visit mine. If you’ve been reading for less than a year, you’ve missed several more years of writing. Here are some articles from August 23-31, 2006: * Spending Philosophies: Five Tips for a Better Relationship * Five Tips for Starting a Career or New ... Continue reading this article…

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As I mentioned in my last entry on this topic, rental property ownership can reward or punish you for decisions made during the buying process, so it’s crucial to make the right ones. It’s about much more than just getting the right price. Here’s my next tip in the series. 2. Find the ... Continue reading this article…

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The latest Carnival of Personal Finance has been posted at Free Money Finance. Besides the host’s picks for Editor’s Choice, I enjoyed Charities and Their Management Expense Ratios, Pay Yourself First, and Not Just Financially, and I Could Use Someone Else’s Credit Card to Buy My Groceries.

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This weekend, I finally got around to opening a business checking account at a brick-and-mortar bank. I’ll write more about that this week. In the mean time, here are some articles from around the MoneyBlogNetwork and beyond. Five Cent Nickel reports that the University of Minnesota has dropped TIAA-CREF from their retirement savings options, ... Continue reading this article…

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They say this week was a good one for the market. Dow up to 13,379, S&P 500 up to 1,479, Nasdaq up to 1,479. If you sold your S&P index fund at the end of last week when you were nervous, you would have missed an annualized increase of 119.6 percent. [MSN]

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The interest on a home equity loan or line of credit can be tax deductible, which many people find to be a strong positive point to taking advantage of these products. Tax deduction on interest doesn’t beat paying no interest at all, but if that’s not a possibility, this is a good alternative. ... Continue reading this article…

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I’ve been busy wrapping up projects at work and not paying attention to the market. My company’s share price is almost back to where I want to send my second-quarter stock. Today, the Dow is down to 13,235.88, S&P 500 down to 1,462.50, Nasdaq down to 2,541.70. [CNN]

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This is the first in a ten-part series about residential rental properties based on my experiences. Looking to diversify your investments and take advantage of the current dip in real estate prices? While by no means a passive investment, if you’re up to the challenge, residential rental property ownership can provide not just additional short- and ... Continue reading this article…

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Very shortly, you will begin to see some posts and articles written by a new individual at Consumerism Commentary. Please welcome Sasha to Consumerism Commentary as a regular contributor. From Sasha’s bio: I’m a young thirtysomething Masters degree holder and outdoor buff, employed within the new media industry. A frequent personal blogger in the ... Continue reading this article…

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