Comments on: Consumer Reports: Best and Worst Credit Card Issuers http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sat, 21 Nov 2009 16:42:00 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: lance http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-186655 lance Sun, 14 Dec 2008 17:24:30 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-186655 American Express is great, and Amex Blue Cash is the best card out there if you charge more than 10k a year. I got several hundred dollars back last year... BUT NOTE: If you are late one time that will void your cash back for the year... so pay on time. As for the negative comment about their website, I find the Amex site very easy to use with a GREAT cash back tool (helps you estimate your cash back with really innovative and user friendly tool). Good point about the limited password though. I do love my Amex! And Blue is the best looking credit card out there ; ) American Express is great, and Amex Blue Cash is the best card out there if you charge more than 10k a year. I got several hundred dollars back last year… BUT NOTE: If you are late one time that will void your cash back for the year… so pay on time. As for the negative comment about their website, I find the Amex site very easy to use with a GREAT cash back tool (helps you estimate your cash back with really innovative and user friendly tool). Good point about the limited password though. I do love my Amex! And Blue is the best looking credit card out there ; )

]]> By: Brad G http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-186180 Brad G Tue, 18 Nov 2008 23:53:14 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-186180 I would have to agree that USAA is the best out there. They dominate in everything from car insurance to credit cards. I have them for everything. Its always nice getting a dividend check back from them every year. I would have to agree that USAA is the best out there. They dominate in everything from car insurance to credit cards. I have them for everything. Its always nice getting a dividend check back from them every year.

]]> By: Brad http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-133975 Brad Fri, 25 Jan 2008 19:34:47 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-133975 I agree that American Express offers some great credit cards, however, their website is one of the worst sites i have ever used. Every time I login I leave frustrated. The entire site seems to funnel you into more and more advertising about their products. The pages are disjointed with windows and buttons all over the place. I simply wanted to see how my cash back rewards were adding up and cannot seem to find it. After selecting the "Card Benefits" button under "Personal Cards" a fancy flash animation eventually gives more advertising but no additional information. There is an "Already a cardmember - Explore your card" button which seems to be the only option. Clicking this button makes you login again and then takes you back to where you started, over and over again. Another issue, they now limit your password length to 8 characters. In this day and age where online fraud is reaching its peak, why would any security minded company insist on user's having SHORTER passwords! Its really disappointing to be treated with a sales pitch rather than as a current customer. I agree that American Express offers some great credit cards, however, their website is one of the worst sites i have ever used. Every time I login I leave frustrated. The entire site seems to funnel you into more and more advertising about their products. The pages are disjointed with windows and buttons all over the place.

I simply wanted to see how my cash back rewards were adding up and cannot seem to find it. After selecting the “Card Benefits” button under “Personal Cards” a fancy flash animation eventually gives more advertising but no additional information. There is an “Already a cardmember – Explore your card” button which seems to be the only option. Clicking this button makes you login again and then takes you back to where you started, over and over again.

Another issue, they now limit your password length to 8 characters. In this day and age where online fraud is reaching its peak, why would any security minded company insist on user’s having SHORTER passwords!

Its really disappointing to be treated with a sales pitch rather than as a current customer.

]]> By: Bettany http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-126839 Bettany Sun, 09 Dec 2007 20:30:32 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-126839 Hi, the best credit card is American Express. Customer services is one of the best that you can get when you have a problem. Hi, the best credit card is American Express. Customer services is one of the best that you can get when you have a problem.

]]> By: Bettany http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-126838 Bettany Sun, 09 Dec 2007 20:29:35 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-126838 Hi, the best credit card is American Express. Customer services is one of the best that you can get when you have a problem. Hi, the best credit card is American Express. Customer services is one of the best that you can get when you have a problem.

]]> By: thomas http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-122072 thomas Mon, 05 Nov 2007 07:44:47 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-122072 my sister has been having some major issues with AMEX and it's taking months to clear up. I haven't had a problem with them, and they are my main CC. I made a ton of money off them last year with the blue cash rewards and hope to make just as much this year. When you do call CS, be sure to get their name and work ID # "in case of a disconnection" and then, if you get bad service, you have the information to tell their supervisor. Nobody likes a tattle tale, but nobody likes getting screwed over either. my sister has been having some major issues with AMEX and it’s taking months to clear up. I haven’t had a problem with them, and they are my main CC. I made a ton of money off them last year with the blue cash rewards and hope to make just as much this year.

When you do call CS, be sure to get their name and work ID # “in case of a disconnection” and then, if you get bad service, you have the information to tell their supervisor. Nobody likes a tattle tale, but nobody likes getting screwed over either.

]]> By: Patrick http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-121770 Patrick Tue, 30 Oct 2007 23:31:55 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-121770 I have USAA and their customer service is the BEST! They are not available to everyone though - you have to be a member, which is limited to military members, retired military, and grown children of USAA members. They're an awesome company if you can join! I have USAA and their customer service is the BEST! They are not available to everyone though – you have to be a member, which is limited to military members, retired military, and grown children of USAA members. They’re an awesome company if you can join!

]]> By: BuildAndSucceed http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-121731 BuildAndSucceed Tue, 30 Oct 2007 13:04:47 +0000 http://www.consumerismcommentary.com/2007/10/30/consumer-reports-best-and-worst-credit-card-issuers/#comment-121731 My favorite would definitely be American Express. Their customer service is the best I've dealt with... Although they still try to sell you into unnecessary stuff, and I don't really like paying $100 per year. So soon, i'll have to down grade to one of their FREE cards. My favorite would definitely be American Express. Their customer service is the best I’ve dealt with… Although they still try to sell you into unnecessary stuff, and I don’t really like paying $100 per year. So soon, i’ll have to down grade to one of their FREE cards.

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