As featured in The Wall Street Journal, Money Magazine, and more!

January 2008

Importance of Budgeting Relates to Financial Condition and Habits

by Luke Landes

Businesses use budgeting to forecast income and expenses for the year. With a budget, individuals who manage companies’ money will have a decent of idea of how much cash they need at any time of the year to meet the company’s obligations. Personal budgets work the same way. At the beginning of the year, it’s […]

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Take This Rule of Thumb Quiz

by Luke Landes

I often rail against “financial rules of thumb” for their overly simplistic view of what are often complex situations. There is far too much potential for snappy catchphrases to lead people to refuse to think and evaluate situations on their own. Rules of thumb don’t take into account individual circumstances and even the most popular […]

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Misconceptions About the Transition to Digital Television

by Luke Landes

Whenever the subject turns to high definition television, I’ve always found a few people who are disappointed because they believe they need to sell their television and upgrade to high definition by February 17, 2009, they day the lights go out on analog broadcasts. This is a significant misconception, an incorrect assumption that is encouraged […]

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5 Stupid Financial Mistakes I Made in 2007: Failing to Remain Competitive Within My Field

by Sasha

I’ve made a few financial mistakes in the past year, but the last one I’ll share is perhaps the worst of all, since it’s about more than just money. If I don’t recover from this one, I could pay years of penance, not just suffer through one dismal tax year. My earning potential is something […]

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Toll Hikes Coming to N.J. Turnpike, G.S. Parkway, A.C. Expressway, and Route 440

by Luke Landes

New Jersey Governor Jon Corzine announced yesterday a plan to raise money in New Jersey to issue bonds in a public benefits corporation that will manage the toll roads. The bonds will be paid back through a series of toll increases. Starting in 2010 and every four years until 2022, toll prices on the New […]

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5 Stupid Financial Mistakes I Made in 2007: Failing to Balance Rental Property Income with Deductible Expenses

by Sasha

2007 may be my worst tax year ever. Not only did I fail to qualify for the full energy credit and fall out of touch with my tax accountant, but I made it worse by having a great year with my rental properties. A great year which I did not sufficiently offset, and that’s my […]

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Midweek Roundup: Welcome Consumerist Readers

by Luke Landes

Thanks to the editors of The Consumerist who directed their readers towards Sasha’s 5 Stupid Financial Mistakes in 2007 and Four Factors That Determine the Value of a Coin. Please feel free to subscribe to the Consumerism Commentary RSS feed to be notified whenever new articles are posted here. Here are some articles I’ve enjoyed […]

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15 Credit Cards With the Best Rewards

by Luke Landes

Looking for the best credit cards? Read this updated article. Liz Pulliam Weston asked credit card experts for their recommendations for making the most of the rewards that the issuing companies offer. I’ve done well with my Citi Dividend Platinum Select and now my American Express Blue Cash for Business, but it’s interesting to see […]

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Ken Jennings’ Quote of the Day and What Would You Do With $1.5 Million?

by Luke Landes

Ken Jennings was popular for a while as a major winner on Jeopardy. In the tournament, he went home with $2.5m. A windfall like this can inspire inaction or poor decisions. Ken Jennings has advice for those in this position: “Put your money somewhere not idiotic and leave it alone as much as possible.” What […]

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$100 to $200 Bonus for Opening a Chase Checking Account, March 2012

by Luke Landes

Editor’s Note:  These offers are no longer available.  See the bottom of this article for a new $100 bonus for opening a Chase checking account. If you’re looking for the best online checking accounts, including Ally, ING Direct, USAA, and others, read this article. A new Chase branch opened across the street from my apartment […]

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