Comments on: The End of Bull Markets: Don’t Expect Great Returns Over the Long Term http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sun, 08 Nov 2009 07:50:42 -0500 http://wordpress.org/?v=2.8.5 hourly 1 By: Stuart http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-139020 Stuart Wed, 05 Mar 2008 11:10:48 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-139020 I disagree, i still think we we see pretty good annual gains in shares, due to increasing investment from 'the common man', particularly in emerging economies, made easy by the internet. This however will ensure volatility remains extremely high as there will be a lot of people trading on sentiment, overselling on the lows and jumping on the bandwagons on the highs. I disagree, i still think we we see pretty good annual gains in shares, due to increasing investment from ‘the common man’, particularly in emerging economies, made easy by the internet. This however will ensure volatility remains extremely high as there will be a lot of people trading on sentiment, overselling on the lows and jumping on the bandwagons on the highs.

]]> By: budgetsaresexy http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138970 budgetsaresexy Tue, 04 Mar 2008 20:50:34 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138970 I have to agree that 9% is a pretty nice return when all is said and done. Luckily/unluckily for me I've only recently jumped into the investing world, so at least I don't have my hopes way up there! On the other hand, it's def. looking like a great time to invest when possible. I have to agree that 9% is a pretty nice return when all is said and done.

Luckily/unluckily for me I’ve only recently jumped into the investing world, so at least I don’t have my hopes way up there!

On the other hand, it’s def. looking like a great time to invest when possible.

]]> By: David B. http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138954 David B. Tue, 04 Mar 2008 19:09:47 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138954 If you look at the data the market has returned a little under 9% since the 1950's. I think what we will see here is a regression to the mean. For those of you who know math will understand that if we do regress to the mean a few years of poor (if any) growth must occur... For those of us with many years in front of us it would be wise to continue DCAing into the market. If you look at the data the market has returned a little under 9% since the 1950’s. I think what we will see here is a regression to the mean. For those of you who know math will understand that if we do regress to the mean a few years of poor (if any) growth must occur…

For those of us with many years in front of us it would be wise to continue DCAing into the market.

]]> By: Emily http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138934 Emily Tue, 04 Mar 2008 15:40:12 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138934 There is a lot of negative press about all things related to the economy right now. But many individuals are still going to do well in and out of the market because all this negative news is reminds them that we each have to take responsibility for our own futures. Buckle down and make it happen, right? There is a lot of negative press about all things related to the economy right now. But many individuals are still going to do well in and out of the market because all this negative news is reminds them that we each have to take responsibility for our own futures.

Buckle down and make it happen, right?

]]> By: KC http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138932 KC Tue, 04 Mar 2008 15:16:00 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138932 It depends on your definition of bull market. I think the incredible gains we've seen since 1995 are due to internet trading, incredibly low commissions, and the ability of the common man to get in on investing thanks to the aforementioned. But there is still a lot of money out there in the economy and in the hands of individuals. Although it's going to be bumpy for a while, we're still going to see bull markets for decades. It depends on your definition of bull market. I think the incredible gains we’ve seen since 1995 are due to internet trading, incredibly low commissions, and the ability of the common man to get in on investing thanks to the aforementioned. But there is still a lot of money out there in the economy and in the hands of individuals. Although it’s going to be bumpy for a while, we’re still going to see bull markets for decades.

]]> By: That One Caveman http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138930 That One Caveman Tue, 04 Mar 2008 15:02:34 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138930 I agree. 9% is enough for me. All I care about is that I get consistent long-term returns that significantly beat inflation in the long run. But, of course, I won't turn down a 19% annual growth period! I agree. 9% is enough for me. All I care about is that I get consistent long-term returns that significantly beat inflation in the long run.

But, of course, I won’t turn down a 19% annual growth period!

]]> By: klerg http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138927 klerg Tue, 04 Mar 2008 14:36:26 +0000 http://www.consumerismcommentary.com/2008/03/04/the-end-of-bull-markets-dont-expect-great-returns-over-the-long-term/#comment-138927 Hmmmmmm.... Can't say that I agree with this. I don't think that it's the end of the world but I think that the stock market is in for a bumpy ride. Also, this may come off as a bit Machiavellian but I'm gonna say it... I'm GLAD that the market's dipping. Why? Well the obvious reason is that stocks are cheap and while I don't buy single stocks, I dump cash into mutual funds and believe that I'm getting stuff on sale. But more profoundly, we are always told that we have to be in the market for the long haul and there will be dips along the way-some dips worse than others. I've only been investing hardcore for four years and I've yet to experience a dip like this. I've had double-digit mutual fund growth since I started, and this includes both a growth fund that's averaged 35% over that two-year period and a target date fund that's averaged over 15% over the same time-frame. now come for me to take it on the chin a bit and test the "long haul" theory that we've heard so much about. It's time to see if I have the guts to still put $$$ in my accounts even though the market's tanking. If I have the guts (and I think that I do), then I'll be able weather any changes that come along. Am I thrilled that my Roth and brokerage accounts are dipping? No. But in order to have success in investing, I must have patience in the tough times so I say, bring on the dip in the market a little more (but just a little more) so I can see what I'm made of. Hmmmmmm….

Can’t say that I agree with this. I don’t think that it’s the end of the world but I think that the stock market is in for a bumpy ride.

Also, this may come off as a bit Machiavellian but I’m gonna say it…

I’m GLAD that the market’s dipping.

Why? Well the obvious reason is that stocks are cheap and while I don’t buy single stocks, I dump cash into mutual funds and believe that I’m getting stuff on sale. But more profoundly, we are always told that we have to be in the market for the long haul and there will be dips along the way-some dips worse than others. I’ve only been investing hardcore for four years and I’ve yet to experience a dip like this. I’ve had double-digit mutual fund growth since I started, and this includes both a growth fund that’s averaged 35% over that two-year period and a target date fund that’s averaged over 15% over the same time-frame.
now come for me to take it on the chin a bit and test the “long haul” theory that we’ve heard so much about. It’s time to see if I have the guts to still put $$$ in my accounts even though the market’s tanking. If I have the guts (and I think that I do), then I’ll be able weather any changes that come along.

Am I thrilled that my Roth and brokerage accounts are dipping? No. But in order to have success in investing, I must have patience in the tough times so I say, bring on the dip in the market a little more (but just a little more) so I can see what I’m made of.

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