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From the monthly archives:

April 2008

It’s time to thank other websites that sent traffic to Consumerism Commentary during the month of April. It was a great month in terms of traffic, driven mainly by articles about the economic stimulus payment. Here is a list of websites, excluding search engines, RSS readers, and social media websites, that sent the ... Continue reading this article…

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Last updated: November 30, 2008. Capital One® offers a number of credit cards with no balance transfer fees. For this reason, if you are looking to consolidate your credit card debt onto one cars which you don’t plan on using for purchases, you may want to take a look at these offers. Please be ... Continue reading this article…

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How soon into a relationship should you disclose your financial condition, if at all? A wealthy woman wrote a letter to the editor of Money Magazine recently to explain that she does not want to let her new boyfriend, a relationship with the potential to get serious, that she has money. She is ... Continue reading this article…

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By the time I was in third grade, I knew the answer to the age-old question, “What do you want to be when you grow up?” The question is always formed this way, with these particular words. The object of this question is to determine not the philosophy of the individual, but the ... Continue reading this article…

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Last week, I spent several days in San Diego with family and friends, including my mother and her long-time boyfriend, my brother and his girlfriend, and my girlfriend. One benefit of visiting family for vacation every April is the fact that my mother seems quite willing to spend money to ensure everyone’s enjoyment, at ... Continue reading this article…

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This week, the Internal Revenue Service of the United States will begin sending direct deposits to those who qualify for the economic stimulus tax payment and checks soon after. Everyone who is interested in the tax ramifications of this payment should now know that the money received as a result will not be counted ... Continue reading this article…

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I spent this past week visiting family in California. My girlfriend (A.) and I joined my family’s west coast contingent for a few days in San Diego, staying at the Hyatt Regency Mission Bay. Among other things, A. and I visited the San Diego Zoo, where I exercised my new Canon Digital Rebel ... Continue reading this article…

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We’ve talked about tax deductions related to your reception site, but there are a few other nice opportunities for wedding-related deductions that shouldn’t be missed, both for during and after your wedding. The I Do Foundation has a number of creative ways to incorporate giving into the wedding itself, which you can do through them or ... Continue reading this article…

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I recently explained my history of having no money and as promised, will now come clean with the mistakes I’m still making: I’m driving the wrong car I’ve never owned a car long enough to get it inspected. The first Jeep Cherokee was a lease, and I foolishly let them talk me into not converting the lease ... Continue reading this article…

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We’re entering the peak wedding season, it seems. Ever since I got engaged earlier this year, I’ve been bombarded by sales pitches from every angle. They’re certainly tricky. They come disguised in several colors of tulle, bearing elegantly inscribed messages to remind me that I only live once and want my special ... Continue reading this article…

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Near the end of my college career there was a sort of “Psychic Fair” on campus. As I recall, nobody charged us anything, so I got a reading from a Numerologist. She basically had me fill out a form with some information about myself. I remember “full name” and “birthdate”, for example. Multiple calculations later, the ... Continue reading this article…

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This should prove to be a good study of professional prognostication. Last December, Fortune Magazine predicted the best stocks to hold in 2008, directing investors to ten specific stocks the magazine thinks will perform well this year. How are these stocks holding up so far, compared to the indexes? The S&P 500 Index is ... Continue reading this article…

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As I shared with you a few weeks ago, I choose to pay more for my electricity. And in 2007, 71 percent of my total grocery budget went to support local agriculture and small businesses. Each year, I buy a harvest share at a local community supported agriculture farm. I promise to ... Continue reading this article…

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About the author: This article was written by Emily Starbuck Gerson whose personal mission is to help people learn about credit and debt. She writes for the blog, Taking Charge (read her posts here). I love cookies. They’re one of my favorite things to eat, and everyone who knows me knows this. I avoid fried ... Continue reading this article…

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Tomorrow morning, my girlfriend and I will be on a Virgin America flight to California. We plan on visiting my family and enjoying a week-long vacation away from our day-time jobs. Posting on Consumerism Commentary will be light during the week. Meanwhile, take a look at these picks from the MoneyBlogNetwork. The Same ... Continue reading this article…

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One of my favorite musical “acts” is Blue Man Group. The Blue Man Group explores, with primitively modern musical instruments, society, detachment, and collectivism. You may remember them from Intel’s old Pentium commercials. You may also remember them from the television show Arrested Development, in which the character Tobias, played by David ... Continue reading this article…

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Jim submitted this news today, but I’ve been unable to find a confirmation online. Perhaps holders of the Emigrant Direct MasterCard have received this announcement. The party is over on the Emigrant Direct Savings account and Mastercard program. As the Fed has cut interest rates, so too has Emigrant Direct (2.75 percent as of 4/19.2008). ... Continue reading this article…

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When I first read The Millionaire Next Door by Thomas Stanley and William Danko, it didn’t inspire me. It’s not that I disagreed with the authors, but I found the book uninteresting. It was one of the first financial books I read after beginning Consumerism Commentary, and it came highly recommended from readers ... Continue reading this article…

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Ethanol: a study of unintended consequences As recently as two years ago, ethanol was considered by many to be the solution for this country’s reliance on imported oil. Ethanol can be produced domestically, and it costs no more to make a car that runs on ethanol than it does to make a car that runs ... Continue reading this article…

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