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	<title>Comments on: Carnival of Personal Finance #157: Third Anniversary Edition</title>
	<atom:link href="http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/</link>
	<description>A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
	<lastBuildDate>Sun, 08 Nov 2009 07:50:42 -0500</lastBuildDate>
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		<item>
		<title>By: Mrs. Common Cents</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157556</link>
		<dc:creator>Mrs. Common Cents</dc:creator>
		<pubDate>Tue, 17 Jun 2008 19:29:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157556</guid>
		<description>Thanks for hosting the carnival!</description>
		<content:encoded><![CDATA[<p>Thanks for hosting the carnival!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Anthony</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157445</link>
		<dc:creator>Anthony</dc:creator>
		<pubDate>Tue, 17 Jun 2008 10:48:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157445</guid>
		<description>Hey Flexo,

Happy 3rd Anniversary and thanks for including our article.

We&#039;ll be mentioning this carnival on our blog before the end of the week.</description>
		<content:encoded><![CDATA[<p>Hey Flexo,</p>
<p>Happy 3rd Anniversary and thanks for including our article.</p>
<p>We&#8217;ll be mentioning this carnival on our blog before the end of the week.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Broke Grad Student</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157388</link>
		<dc:creator>Broke Grad Student</dc:creator>
		<pubDate>Tue, 17 Jun 2008 05:56:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157388</guid>
		<description>Happy 3 Year Anniversary! Thanks for including my article. However, the description for my article should say, &quot;We all know what was on his mind ...&quot; to be 100% accurate.</description>
		<content:encoded><![CDATA[<p>Happy 3 Year Anniversary! Thanks for including my article. However, the description for my article should say, &#8220;We all know what was on his mind &#8230;&#8221; to be 100% accurate.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Cathy</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157364</link>
		<dc:creator>Cathy</dc:creator>
		<pubDate>Tue, 17 Jun 2008 03:32:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157364</guid>
		<description>Hi Flexo - Thank you for hosting and including my article. I can&#039;t believe it&#039;s already been three years for the carnival!</description>
		<content:encoded><![CDATA[<p>Hi Flexo &#8211; Thank you for hosting and including my article. I can&#8217;t believe it&#8217;s already been three years for the carnival!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: RC@ThinkYourWayToWealth</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157338</link>
		<dc:creator>RC@ThinkYourWayToWealth</dc:creator>
		<pubDate>Tue, 17 Jun 2008 02:03:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157338</guid>
		<description>Congrats on the 3rd Anniversary of COPF!  Thanks for including my article.</description>
		<content:encoded><![CDATA[<p>Congrats on the 3rd Anniversary of COPF!  Thanks for including my article.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: SingleGuyMoney</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157295</link>
		<dc:creator>SingleGuyMoney</dc:creator>
		<pubDate>Mon, 16 Jun 2008 22:01:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157295</guid>
		<description>Thanks for hosting and including my post!</description>
		<content:encoded><![CDATA[<p>Thanks for hosting and including my post!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: ReddH</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157279</link>
		<dc:creator>ReddH</dc:creator>
		<pubDate>Mon, 16 Jun 2008 20:48:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157279</guid>
		<description>Thanks so much for hosting this! Congratulations on your third anniversary and thanks for giving my Hybrid article a home!</description>
		<content:encoded><![CDATA[<p>Thanks so much for hosting this! Congratulations on your third anniversary and thanks for giving my Hybrid article a home!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dividends4Life</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157230</link>
		<dc:creator>Dividends4Life</dc:creator>
		<pubDate>Mon, 16 Jun 2008 17:07:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157230</guid>
		<description>Thanks for hosting this week and including my article on &quot;The Graham Number&quot;.  

Best Wishes,
D4L</description>
		<content:encoded><![CDATA[<p>Thanks for hosting this week and including my article on &#8220;The Graham Number&#8221;.  </p>
<p>Best Wishes,<br />
D4L</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Pinyo</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157211</link>
		<dc:creator>Pinyo</dc:creator>
		<pubDate>Mon, 16 Jun 2008 16:36:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157211</guid>
		<description>Flexo - Congratulation on 3 years anniversary.  It&#039;s a great accomplishment and CoPF is a great place for bloggers to connect.

Also, thank you for selecting my Financial IQ test as one of your editor&#039;s choice!</description>
		<content:encoded><![CDATA[<p>Flexo &#8211; Congratulation on 3 years anniversary.  It&#8217;s a great accomplishment and CoPF is a great place for bloggers to connect.</p>
<p>Also, thank you for selecting my Financial IQ test as one of your editor&#8217;s choice!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Enoch Ko</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157180</link>
		<dc:creator>Enoch Ko</dc:creator>
		<pubDate>Mon, 16 Jun 2008 14:48:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157180</guid>
		<description>Thank you for hosting and including my post on combining income and cash flow statements.

Just a clarification, however, the post is about whether it&#039;s better to combine income statement with cash flow statement.  When personal finance websites and bank forms shows us how to prepare our income statement, their example/form will help us prepare a combination of income and cash flow statement.  If we are to properly separate income and cash flow statements, we need to identify cash flow from investing and financing activities, e.g. we need to separate principal and interests for our debt payments.  It&#039;s more about the technical correctness when doing your personal accounting than about the relationship aspect of personal finance.</description>
		<content:encoded><![CDATA[<p>Thank you for hosting and including my post on combining income and cash flow statements.</p>
<p>Just a clarification, however, the post is about whether it&#8217;s better to combine income statement with cash flow statement.  When personal finance websites and bank forms shows us how to prepare our income statement, their example/form will help us prepare a combination of income and cash flow statement.  If we are to properly separate income and cash flow statements, we need to identify cash flow from investing and financing activities, e.g. we need to separate principal and interests for our debt payments.  It&#8217;s more about the technical correctness when doing your personal accounting than about the relationship aspect of personal finance.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dan</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157172</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Mon, 16 Jun 2008 14:28:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157172</guid>
		<description>Congrats on 3 years; great job!  Thanks for the mention.
Dan</description>
		<content:encoded><![CDATA[<p>Congrats on 3 years; great job!  Thanks for the mention.<br />
Dan</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: bjp</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157157</link>
		<dc:creator>bjp</dc:creator>
		<pubDate>Mon, 16 Jun 2008 14:01:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157157</guid>
		<description>Thanks for including my article! Great host</description>
		<content:encoded><![CDATA[<p>Thanks for including my article! Great host</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: That One Caveman</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157156</link>
		<dc:creator>That One Caveman</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:44:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157156</guid>
		<description>Congrats on three years!  Thanks for including my article; I will link back in Friday&#039;s Link Love.</description>
		<content:encoded><![CDATA[<p>Congrats on three years!  Thanks for including my article; I will link back in Friday&#8217;s Link Love.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ron</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157154</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:42:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157154</guid>
		<description>Great job Flexo! Thanks for including my article as one of your editor&#039;s choices! Looks like I have quite a lot of articles to read!</description>
		<content:encoded><![CDATA[<p>Great job Flexo! Thanks for including my article as one of your editor&#8217;s choices! Looks like I have quite a lot of articles to read!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: fathersez</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157153</link>
		<dc:creator>fathersez</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:42:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157153</guid>
		<description>Congrats on the 3rd Anniversary and thanks for including my post.

Best regards</description>
		<content:encoded><![CDATA[<p>Congrats on the 3rd Anniversary and thanks for including my post.</p>
<p>Best regards</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: FFB</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157151</link>
		<dc:creator>FFB</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:33:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157151</guid>
		<description>Wow, 3rd anniversary...that&#039;s awesome!  Thank you for allowing me to be a part of this milestone.  And thanks for the hard word hosting.</description>
		<content:encoded><![CDATA[<p>Wow, 3rd anniversary&#8230;that&#8217;s awesome!  Thank you for allowing me to be a part of this milestone.  And thanks for the hard word hosting.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: hgstern</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157144</link>
		<dc:creator>hgstern</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:23:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157144</guid>
		<description>Awsome job, Flexo!.

Thanks for hosting, and for including our post.

Mazel Tov, CoPF!
 </description>
		<content:encoded><![CDATA[<p>Awsome job, Flexo!.</p>
<p>Thanks for hosting, and for including our post.</p>
<p>Mazel Tov, CoPF!<br />
 </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Madame X</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157142</link>
		<dc:creator>Madame X</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:19:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157142</guid>
		<description>Thanks for including me as an editor&#039;s pick, and congratulations on 3 years of the COPF!</description>
		<content:encoded><![CDATA[<p>Thanks for including me as an editor&#8217;s pick, and congratulations on 3 years of the COPF!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: passivefamilyincome</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157141</link>
		<dc:creator>passivefamilyincome</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:18:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157141</guid>
		<description>Excellent job hosting this week.  Thanks for the link!</description>
		<content:encoded><![CDATA[<p>Excellent job hosting this week.  Thanks for the link!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lisa Spinelli</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157140</link>
		<dc:creator>Lisa Spinelli</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:15:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157140</guid>
		<description>Thanks for posting my article!  Much appreciated.</description>
		<content:encoded><![CDATA[<p>Thanks for posting my article!  Much appreciated.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Patrick</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157135</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:07:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157135</guid>
		<description>Congrats on three years of running a successful carnival! This has to be one of the longest running and most successful carnivals out there. I&#039;m glad to play a small part. :)</description>
		<content:encoded><![CDATA[<p>Congrats on three years of running a successful carnival! This has to be one of the longest running and most successful carnivals out there. I&#8217;m glad to play a small part. :)</p>
]]></content:encoded>
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	<item>
		<title>By: Curt at PennyJobs.com</title>
		<link>http://www.consumerismcommentary.com/2008/06/16/carnival-of-personal-finance-157-third-anniversary-edition/#comment-157133</link>
		<dc:creator>Curt at PennyJobs.com</dc:creator>
		<pubDate>Mon, 16 Jun 2008 13:05:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.consumerismcommentary.com/?p=3358#comment-157133</guid>
		<description>Great job and thanks for including my article.</description>
		<content:encoded><![CDATA[<p>Great job and thanks for including my article.</p>
]]></content:encoded>
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