As featured in The Wall Street Journal, Money Magazine, and more!

June 2008

Purchased a Hoover SteamVac to Deep Clean My Carpets

by Luke Landes

When I first moved into my apartment a year ago, my carpets looked brand new. Even though I vacuum regularly, months of shoe and sneaker traffic, feline hairballs, and who knows what else has diminished the look of the most lived-in portion of the dwelling. In my old apartment, I didn’t care much for the […]

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Managing Your Money Vs. Micromanaging Your Money

by Luke Landes

When first attempting to gain some control over your finances, it’s particularly helpful to micromanage. If your money is in a state of disarray due to spending more than you’re earning, then it’s helpful to look at every little expense, at least for a time. This will help give you a more accurate picture of […]

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Weekend Blog Roundup: Emergency Charity Fund, MLM, and AMT

by Luke Landes

Here are a few articles worthy of review. Lazy Man and Money wonders whether you should have an emergency charity fund. He plans on splitting his charitable giving in three parts: 50 percent to the American Cancer Society and split the rest between Kiva and any natural disaster that happens to strike. Generation X Finance suggests […]

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Waste of Money: Excessive Oil Changes (Every 3,000 Miles?)

by Luke Landes

When I graduated college almost ten years ago and was moving out of the dorms on campus, my father picked me up in his graduation gift to me, a “new” (to me) 1988 Toyota Celica. From this point on, it was my responsibility to care for and maintain the car, but I didn’t really know […]

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The Benefits of Target Retirement Funds

by Guest Author

About the author: The following is a guest article written by Kevin from No Debt Plan. He writes to help readers eliminate debt, learn how to budget and save, and move themselves towards financial freedom. The first investment we made in one of our Roth IRAs was in a Vanguard Target Retirement fund. Generally target […]

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Fidelity and Vanguard Creating Investments to Compete With Annuities

by Luke Landes

Fidelity and Vanguard, monsters in the world of mutual funds, are busy creating new products catering to the vast number of baby-boomers approaching retirement. These products are designed to compete with annuities, insurance products with guaranteed income, but are investments products so they offer no guarantees. Like target retirement funds, the asset allocation of these […]

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New ING Direct Bonus Referral Codes

by Luke Landes

I’ve once again updated the list of $25 ING Direct Referral Bonus Links. (Ed. note: ING Direct became Capital One 360 in 2013.) Thanks to Consumerism Commentary readers who have contributed their links to the site for the benefit of other readers. If you are not a current customer of ING Direct and you’re interested […]

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Target Retirement Funds (Also Known As Lifecycle Funds)

by Luke Landes

Target retirement funds are increasing in popularity. The funds, and they may be called “lifecycle funds” or “target date funds” or “age-based funds” or a variety of other terms are mutual funds comprising other mutual funds. The allocation percentages of the constituent mutual funds change as time progresses, theoretically becoming more conservative as you approach […]

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McCain Proposes Summer Gas Tax Holiday (Again)

by Luke Landes

The presidential candidates are fighting hard for your vote, and the economy seems to be one of the top issues. To soothe jitters over an economically turbulent near future, Senator Barack Obama proposed a second economic stimulus payment, similar to the one proposed and passed by President Bush and Nancy Pelosi earlier this year. It’s […]

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One Hundred Pushup Challenge and Midweek Blog Roundup

by Luke Landes

I’ve decided to join my colleagues like J.D. by taking the One Hundred Pushup Challenge. I started on Monday and I plan to continue with my second day of training Wednesday evening. I’ve been meaning to improve my health and fitness — I promise myself to do so every year but find it hard to […]

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