Comments on: Checking In With the Highest Savings Account Interest Rates http://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/ A premiere personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Mon, 22 Mar 2010 14:09:00 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Roseshttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-176492 Roses Mon, 25 Aug 2008 14:34:04 +0000 http://www.consumerismcommentary.com/?p=3548#comment-176492 Has anyone heard the latest news on the financial health of Wachovia? I earn a fantastic rate on their Way2Save program but am seriously concerned about them going belly up. I heard about IndyMac going under but never followed up to hear how soon people got their money back.. Any comments/insight would be appreciated. Has anyone heard the latest news on the financial health of Wachovia? I earn a fantastic rate on their Way2Save program but am seriously concerned about them going belly up. I heard about IndyMac going under but never followed up to hear how soon people got their money back..
Any comments/insight would be appreciated.

]]> By: sandrahttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-172884 sandra Mon, 11 Aug 2008 16:43:30 +0000 http://www.consumerismcommentary.com/?p=3548#comment-172884 how is flagstar? i am trying to decide. how is flagstar? i am trying to decide.

]]> By: Toolhttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-172873 Tool Mon, 11 Aug 2008 14:59:19 +0000 http://www.consumerismcommentary.com/?p=3548#comment-172873 WaMu's obviously taking a grab at new savings money, and chances are it'll work. I highly doubt the rate'll last forever. I've been with FlagStar for a while...they're at 3.65% APY right now, just shy of what WaMu is offering, and have been near the top of rates for a couple of years now. WaMu’s obviously taking a grab at new savings money, and chances are it’ll work. I highly doubt the rate’ll last forever. I’ve been with FlagStar for a while…they’re at 3.65% APY right now, just shy of what WaMu is offering, and have been near the top of rates for a couple of years now.

]]> By: Robhttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-170074 Rob Sat, 02 Aug 2008 14:22:56 +0000 http://www.consumerismcommentary.com/?p=3548#comment-170074 The wamu offer is very enticing. I am moving to the west coast soon and need to set up a checking account. But, I couldn't find anywhere on the wamu site about having to maintain a $300 balance in the online savings account. Can someone point this out to me? Also, does anyone use wamu and can give a thumbs up? The wamu offer is very enticing. I am moving to the west coast soon and need to set up a checking account. But, I couldn’t find anywhere on the wamu site about having to maintain a $300 balance in the online savings account. Can someone point this out to me? Also, does anyone use wamu and can give a thumbs up?

]]> By: codeflowhttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-169416 codeflow Thu, 31 Jul 2008 23:23:37 +0000 http://www.consumerismcommentary.com/?p=3548#comment-169416 I got the ING with $25 promotion. Very happy with the rate and entire process. I got the ING with $25 promotion. Very happy with the rate and entire process.

]]> By: Flexohttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-169383 Flexo Thu, 31 Jul 2008 21:21:22 +0000 http://www.consumerismcommentary.com/?p=3548#comment-169383 TML: Capital One is offering 2.75% APY for Costco members right now and 2.5% APY for non-members. You do have to have a balance of at least $10,000 to qualify for the higher rate, 3.75% for Costcto members (2.75% for non-members). If you don't have $10,000 to deposit, or if you have no other reason to be a member of Costco, you're better off elsewhere. But for some people, it's a good choice. Capital One Bank (USA) N.A. has a CAEL rating of 2. TML: Capital One is offering 2.75% APY for Costco members right now and 2.5% APY for non-members. You do have to have a balance of at least $10,000 to qualify for the higher rate, 3.75% for Costcto members (2.75% for non-members). If you don’t have $10,000 to deposit, or if you have no other reason to be a member of Costco, you’re better off elsewhere. But for some people, it’s a good choice. Capital One Bank (USA) N.A. has a CAEL rating of 2.

]]> By: Flexohttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-169361 Flexo Thu, 31 Jul 2008 20:02:58 +0000 http://www.consumerismcommentary.com/?p=3548#comment-169361 Bachelor: It's funny, my first calculation was 13.3%, but I second-guessed myself and came up with 3.3%, which doesn't include the $25 as interest. You're right, I updated the article. Bachelor: It’s funny, my first calculation was 13.3%, but I second-guessed myself and came up with 3.3%, which doesn’t include the $25 as interest. You’re right, I updated the article.

]]> By: Bachelor Number 1http://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-169350 Bachelor Number 1 Thu, 31 Jul 2008 19:29:18 +0000 http://www.consumerismcommentary.com/?p=3548#comment-169350 "If you deposit that initial $250 and nothing else for the year, the interest you earn, because the bonus is considered interest income, will amount to 3.3% APY"Wouldn't it actually be just above 13%? “If you deposit that initial $250 and nothing else for the year, the interest you earn, because the bonus is considered interest income, will amount to 3.3% APY”

Wouldn’t it actually be just above 13%?

]]> By: TMLhttp://www.consumerismcommentary.com/2008/07/31/checking-in-with-the-highest-savings-account-interest-rates/#comment-169348 TML Thu, 31 Jul 2008 19:13:33 +0000 http://www.consumerismcommentary.com/?p=3548#comment-169348 If you are a Costco Executive or Business customer, don't overlook the rates and cash bonus available from Capital One Direct. There is a $10,000 minimum for the best rate but last I checked, their rate at that level was better than those posted above - not a teaser rate either. If you are a Costco Executive or Business customer, don’t overlook the rates and cash bonus available from Capital One Direct. There is a $10,000 minimum for the best rate but last I checked, their rate at that level was better than those posted above – not a teaser rate either.

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