As featured in The Wall Street Journal, Money Magazine, and more!

November 2008

Buying the Stock Market on the Dips

by Luke Landes

It’s now more than a month since I considered taking advantage of a downward market by dollar-cost averaging at specific times. Yes, I’m “timing the market.” After making a few newbie mistakes when buying on the dips, I’ve refined my strategy. At Vanguard, I have cash in a tax-exempt money market fund, which I will ... Continue reading this article…

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Quicken Premier 2009 Giveaway Extended

by Luke Landes

Last Monday, I offered a copy of Quicken Premier 2009 to two Consumerism Commentary readers who have suggestions for avoiding overdraft fees. I’ve extended the giveaway for an additional few days, and the winners will be announced at the end of the week. There is not a large number of participants, so your chances of ... Continue reading this article…

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President-Elect Obama’s Approach to the Economy

by Luke Landes

CNN Money is presenting an in-depth feature explaining where President-elect Obama stands on a variety of economic issues. Here are some highlights: Temporarily eliminate taxes on unemployment benefits. Tax oil profits and use the money to help fund $1,000 rebate checks for consumers hit by high energy costs. Tax carried interest as ordinary income rather ... Continue reading this article…

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There is Almost No Excuse: Vote Today

by Luke Landes

If you do anything else today (and you live in the United States), make sure you find your polling location and vote. While the outcome of today’s presidential election may seem like a foregone conclusion, keep in mind that there are many other important issues and races that are in need of your vote. I ... Continue reading this article…

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Personal Income Statement, October 2008 (Net Income: $9,074)

by Luke Landes

Despite the 6 percent decrease in my net worth in October, my income and expenses were healthy. My income was at my expected level for both my salary and “extracurricular” income. October’s expenses were a little higher than expected, but still within an acceptable range. Each month, to accompany my balance sheet, I publish my income ... Continue reading this article…

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Personal Balance Sheet, October 2008 ($164,209, -6.1%)

by Luke Landes

Following the end of each month, I publicly review my personal financial condition. This is the primary reason I do not use my full name on this blog; I’d like to be able to continue sharing the specific details of my finances without providing people who know my in “real life” the ability to search ... Continue reading this article…

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November News for Consumerism Commentary

by Luke Landes

Consumerism Commentary Community Over the weekend, I created the Consumerism Commentary Community, or C3, a forum or message board for discussions with other Consumerism Commentary readers. This blog has a large number of regular readers, and the new Community website is an oft-requested feature. Please stop by and add to the discussion. In order to ... Continue reading this article…

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