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Repost: Misconceptions About the Transition to Digital Television

by Luke Landes

I originally posted this article in January 2008. As February 17, 2009 draws closer, I am still dismayed by the misinformation being spread by television manufacturers, cable operators, retail salespeople, and coworkers. Please pass this information to anyone who has the wrong idea about the switch to digital-only over-the-air broadcasts. Whenever the subject turns to […]

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News and Blogs: Thursday, November 13, 2008

by Luke Landes

I have written an article for PC World Magazine called The Insider’s Guide to Black Friday Bargains. Please read it, and if you are so inclined, give it a “thumbs-up” on the website. A Hypnotic Answer to Financial Angst. It’s becoming increasingly popular for those who worry about money to treat their anxiety through hypnotherapy. […]

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Take Control of Your Finances Part 1-D: Decide to Take Action

by Luke Landes

After viewing yesterday’s income and expense report for an imaginary person, Dan observed astutely: … The one area that I don’t see is for a persons IRA, 401K, or ESPP. When is that money taken out or where/how is it assigned? It isn’t like you can say that you had a net income so you […]

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Changed My Verizon Wireless Plan: Same Features for $30 Less

by Luke Landes

Earlier this year, I upgraded my only phone — I have no need for a land line — to a BlackBerry 8830 on Verizon Wireless. Now I receive my important email (in addition to some junk mail) where ever I happen to be. I accepted the fact that I would be paying for this service. […]

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News and Blogs: Wednesday, November 12, 2008

by Luke Landes

Seeking Guest Authors for the Week of November 23. I’m looking for a few writers to provide a small number of articles later this month while I am in California. While I’ll be blogging somewhat regularly during this time, I like to use this week every year to feature writing by other authors. If you […]

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Take Control of Your Finances Part 1-C: Make Accurate Predictions

by Luke Landes

Now that you’ve taken an inventory of your finances and determined your net worth, I can tell you that the number is meaningless. Well, there is a point to your net worth, but it’s not the most important number to your finances. Your net worth tells a very small part of the story that defines […]

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Take Control of Your Finances Part 1-B: Take an Inventory

by Luke Landes

An acquaintance of mine formerly owned a store that sells “country” products like hand-crafted wood furniture, candles, and decor inspired by rural living. Twice a year, she recruited family members and friends to help take an inventory of the entire store. This process involved many hours of walking throughout the building and counting items on […]

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Take Control of Your Finances Part 1-A: Become Aware

by Luke Landes

Who are you? For any one human being, the number of answers to this question approaches infinity. There are many aspects that are included in the definition of self. The most common response is to answer with the collection of sounds used to nominally identify yourself: “I am Joe.” Our names, generally given to us […]

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November Cash Experiment

by Luke Landes

After reviewing October’s expenses last week, I decided that November would be a good month to experiment with a cash-only philosophy. Some studies have shown that in general, people spend less money when their only option is cash or that the use of credit cards inspires additional spending. Most of the time, these studies simply […]

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Twitter Poll: Will You Be Spending More or Less Than Last Year on Gifts?

by Luke Landes

Every so often, I present a question to Twitter to get a feel for opinions and ideas of Consumerism Commentary fans, readers, and friends. Yesterday, I asked whether you plan on spending more or less this holiday season than you did last year on gifts and other holiday expenses. With a troubling economy that doesn’t […]

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