As featured in The Wall Street Journal, Money Magazine, and more!

April 2009

Tax Tips for Procrastinators, Lazy People, and Late Filers

by Luke Landes

According to TurboTax, New York City is the third worst city in terms of procrastination. I can identify with this; I am one of the world’s worst procrastinators, a level I’ve accomplished through lots of practice. This year, I filed my taxes in the middle of March, the earliest I have ever completed the process. ... Continue reading this article…

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Smithee’s New Long-Term Goals

by Smithee

My goal was never to have all the money I could get my hands on. On the other hand, I’ve never solidified my financial goals. Up to now, it’s mostly been about what I don’t want, rather than what I do: I don’t want more rooms in my house than I can use I don’t ... Continue reading this article…

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Why I Am Not Blogging Full Time

by Luke Landes

I do not normally write about blogging here. For me, writing about blogging is like singing a song about the songs one sings rather than singing a song about something inspiring in itself. Nevertheless, this is a blog in which I write about my experiences with money, and blogging has played an increasing role in ... Continue reading this article…

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Several Changes Coming to Consumerism Commentary

by Luke Landes

In a few weeks, I will be bringing a number of enhancements to Consumerism Commentary. I am not sure yet whether to roll out all new features at once or to gradually introduce the changes; I plan to see how inspiration strikes over the next week or two. As I have previously announced, I have ... Continue reading this article…

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The Recession Finally Hits My House

by Smithee

I work for a small Interactive Agency of twenty-four people. This is a company that managed to survive the dot-com bust and, like any company, has good times and bad times. Our president always makes every effort to keep great people, even if it means cutting her own salary. I consider myself lucky to have ... Continue reading this article…

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Are You a High-Yield Interest Rate Chaser?

by Luke Landes

Over the last decade, on-line savings accounts have grown into prominence, first with new internet-only banks offering high-yield accounts thanks to their low overhead costs, and followed by old-fashioned brick-and-mortar banks offering on-line accounts to give the newcomers competition. For more than one year, I’ve been tracking and charting interest rate changes for a number ... Continue reading this article…

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Number One Frugality Tip: Don’t Be a Woman

by Luke Landes

I will admit that the title of this post is a bit inflammatory. I should specify that the more accurate number one frugality tip should be “Don’t be a woman (or a man, but in our society, mostly a woman) obsessed with beauty.” Newsweek illustrates this by breaking down the cost of female beauty maintenance ... Continue reading this article…

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Watch Out for the Making Work Pay Credit (2009 Economic Stimulus)

by Luke Landes

Smithee has been keeping me up-to-date with a major part of the 2009 economic stimulus, the $400 for individuals or $800 for couples tax credit. Here are some things to keep in mind about this stimulus going into effect today, called the “Making Work Pay” credit in the law that established it. Smithee says the ... Continue reading this article…

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Most Popular on Consumerism Commentary, March 2009

by Luke Landes

First, if you haven’t yet this week, check out the latest Carnival of Personal Finance, hosted by Wide Open Wallet. There are some excellent articles this week including the host’s “Editor’s Picks,” Why Lending Club Isn’t for Most People, and Is Buying a Repossession Capitalizing on Someone Else’s Misfortune? Now to the monthly administrative businesses. ... Continue reading this article…

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