As featured in The Wall Street Journal, Money Magazine, and more!

May 2009

Airline Baggage Fees Increasing in Popularity

by Luke Landes

When I traveled to Arizona in April, I was charged $15 for each flight for checking my luggage. While I knew that many airlines had begun charging extra for services that were once “free,” like meals and baggage check, I didn’t recall seeing any warning when I originally booked the flight several weeks earlier. I […]

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Five Jobs For People Who Like Money and Five Jobs For People Who Don’t

by Luke Landes

There are many people who believe that the when choosing a career path and life direction, one should steer towards the highest paying career for which they could possibly qualify after several years of education, training, and 80-hour work weeks. To demonstrate, there is never a shortage of investment bankers looking for work. I have […]

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Verify Funds on That Check Before You Cash It

by Smithee

While working at Bank of America, I learned a magic phrase that I hadn’t heard before: “verify funds.” When someone writes you a check (I know, it’s 2009, but even I use them sometimes for plumbers or whatnot), you may feel uncomfortable about whether the check author has enough money to cover it. If you’ve […]

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Education Opportunities for the Unemployed

by Luke Landes

Although the latest figures indicate job loss is slowing, at 8.9 percent the unemployment rate is continuing to increase. Some unemployed individuals who want to take classes to build skills while looking for a job experience some roadblocks: Searching for work can be a full-time job. Finding time for all your responsibilities and desires can be […]

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Podcast 3: Credit Scores and the Credit Cardholders’ Bill of Rights

by Luke Landes

In today’s podcast, Tom Dziubek talks with Ken Lin from Credit Karma about credit scores. Tom also talks about credit scores and the Credit Cardholders’ Bill of Rights Act with MSN Money’s Liz Weston. To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the podcast RSS feed, or use […]

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Market Timing: You’re Doing it Wrong

by Luke Landes

A recent question-and-answer article from Money Magazine illustrates the problem with timing the market. While making money in the stock market is as “simple” as buying low and selling high, emotional reactions to the market often prevent that from being a feasible strategy. The question comes from an individual close to retirement, Heidi. She lost […]

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Books and eBooks by Personal Finance Bloggers

by Luke Landes

A number of bloggers who write about personal finance have branched into the world of print. Here are some of the latest offerings. Ramit from I Will Teach You To Be Rich has published a book by the same name. I reviewed the book back in March. Trent from The Simple Dollar has written a […]

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The Unownership Society

by Luke Landes

Seven years ago, when people I knew were buying houses they couldn’t afford with the philosophy that real estate prices always go up, and the go up fast, I was sitting on the sidelines. I had no money, no desire to settle down, and no belief that real estate in the form of home ownership […]

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The Money Tips Network

by Luke Landes

I’m happy to announce the formation of the new Money Tips Network, a conglomeration of a number of the best blogs focusing on personal finance and money. Consumerism Commentary has joined forces with these great blogs, and this group’s mission is to provide readers (and listeners) with with honest and helpful money tips. Why did […]

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Personal Balance Sheet, Net Worth, Income, and Expenses, April 2009

by Luke Landes

Each month I open my personal copy of Quicken Home & Business to the public. This tradition was the original impetus for creating Consumerism Commentary in 2003. At that time, at the age of 27, I was about one year into managing my own finances. Prior to that, my own money was mostly something I […]

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