The thirteenth episode of the Consumerism Commentary Podcast features myself and our media producer, Tom Dziubek, in a discussion about tips for graduating seniors who are entering the job market and are embarking upon a career this summer. Also in today’s episode, Tom discusses the Cash for Clunkers program with an expert from Intuit, Bob Meighan.
To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the podcast RSS feed, or use the iTunes link. Note: open links in a new window (Ctrl-click or Command-click) to avoid interrupting the podcast.
[00:00] Introduction from Tom Dziubek
[00:44] Flexo and Tom discuss tips for new graduates
[01:09] — Proper “costumes” for job interviews and for work
[04:27] — Salary negotiations
[08:08] — Company retirement plans
[11:32] — Opening an IRA
[13:24] Interview with Bob Meighan of Intuit about the Cash for Clunkers program
[14:44] — Cash allowance that the program allows
[15:43] — What cars qualify for the program
[16:33] — Cash for Clunkers trade-in vs. independently selling your car
[17:33] — Discussing the possibility of buying a cheap used car in order to take advantage of the trade-in allowance
[18:06] — What cars can be purchased
[19:23] — How consumers get credited
[19:52] — How long the Cash for Clunkers program lasts
[22:36] End
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Buyer beware – some scams have been popping up on the Internet and at car dealerships you should know about if you are going to do the cash for clunkers program. Best tip is not to give your sensitive information online to get a credit.