As featured in The Wall Street Journal, Money Magazine, and more!

November 2009

Avoiding Black Friday Online and Offline

by Luke Landes

Many retailers — those who have survived the rough economy — have struggled this past year. Companies are looking forward to the holiday season because they know consumers are in a tough position, too. Here is how it works: the economy is recovering, but unemployment is the last piece of the economy to improve in […]

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Podcast 31: Peer-to-Peer Lending and Target Date Funds

by Luke Landes

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Renaud LaPlanche, co-founder and CEO of LendingClub and Rob Garcia, senior director of product strategy for the same company. The LendingClub teams discusses the benefits and drawbacks of peer-to-peer lending as an alternative to the traditional banking system. Also in today’s episode, Flexo and Tom Dziubek […]

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Enforcing Tax Laws Works. Go Figure.

by Smithee

Earlier this Fall, the IRS was offering an amnesty program for offshore tax cheats to come forward and admit their wrongdoing, thereby getting a more lenient punishment. Nearly 15,000 Americans who knew they were cheating came forward and admitted their bad behavior. From Reuters: While IRS officials were still analyzing the amount of offshore assets […]

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Living It Up… At the Library?

by FruGal

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This […]

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Put Your Finances on Cruise Control, But Stay Alert

by Luke Landes

My Honda Civic has an option for cruise control. Unfortunately, most of my driving currently takes place on the New Jersey Turnpike and local highways during rush hour and construction, so I rarely have an opportunity to activate this feature. In the slim occasion I find myself driving on a deserted country road, I activate […]

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How To Do Your Holiday Shopping Through Rebate Sites

by V.C. McGuire

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This […]

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2010 Roth Conversion: Good Idea?

by J.J.

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This […]

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Federal Reserve Wants Your Opinion About Gift Card Fees

by Luke Landes

The Credit CARD Act of 2009 instructed the Federal Reserve to enact new regulations for gift cards. I have a love/hate relationship with gift cards; they’re convenient gifts to give when you know the recipient is a fan of a certain store. Unfortunately, the past few years have seen restrictions added to gift cards which […]

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Two Down, $2,000 to Go

by Smithee

When I was a new college graduate in 1997, I got my father to co-sign on a credit account so I could buy a computer. It was a shining white beautiful Gateway 2000, it probably cost around $2,000 (you kids and your $300 computer deals!), and it came with an interest rate of 26.9 percent. Around […]

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The Economy Triggers a Rebirth of the Entrepreneurial Spirit

by Debbie

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This […]

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