As featured in The Wall Street Journal, Money Magazine, and more!

January 2010

The 5 Worst Forms of Debt

by Luke Landes

I suppose you could live your entire life without going into debt, though modern middle class society in the United States seems to be designed to require at least some debt. Even if young adults can complete their education without taking on student loan debt, just about all new homeowners need a mortgage in order […]

11 comments Read the full article →

Debt Relief: Reminders of What You Are Doing Right

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. Like many Americans my family has debt. We are working diligently to pay off our debt. We’ve slashed expenses, given up hobbies, and even become a one car family. We have a plan. A timeline. We’re constantly working on creative ways to shave some […]

1 comment Read the full article →

$10 Discount Off Quicken Essentials for Mac 2010, 50% Off Other Quicken Products

by Luke Landes

In February, Intuit will release a long-awaited update to the Mac desktop version of Quicken. The new software has been renamed again. When it appears on shelves with the retail price of $69.99, it will be labeled “Quicken Essentials for Mac.” You can pre-order Quicken Essentials for Mac now and receive $10 off the full […]

16 comments Read the full article →

19.99% APR On My Citi Credit Card, True Cost of Credit

by Luke Landes

Editors Note: The rates in this article reflect the authors credit card rates at the time this article was originally written, these rates do not reflect current credit card rates. Because I check my credit card activity online almost every day to ensure nothing unexpected has been charged to me, it’s rare that I examine […]

10 comments Read the full article →

Between a Rock and a Hard Debt

by Smithee

Well, I didn’t want to have to make this decision, and I know that all of you smart people will think I’m making a mistake, but I’ve decided for the time being to stop making pre-tax investments into the 401(k)-like thing that my company operates. Over the last year I’ve directed $1,879.18 out of my […]

38 comments Read the full article →

U.S. Mint: Making Money By Making Money

by Luke Landes

I hardly use cash anymore. Almost every financial transaction I make as I go about my business is accomplished electronically or with plastic. Since putting to rest my cash-only experiment a year ago, I’ve only used cash in a couple of circumstances: food delivery when I’m too exhausted to cook, getting my clothing laundered or […]

9 comments Read the full article →

Don’t Tell Others How To Spend Their Money

by Outlaw

This is a guest article by Outlaw, who lives and works in New York’s financial district and writes on the blog Credit Card Outlaw. I don’t believe in conspiracies. A few weeks ago someone I vaguely knew from college forwarded me an email about how the World Trade Center was likely destroyed by government “beam […]

11 comments Read the full article →

Podcast 39: Get Financially Naked, Manisha Thakor

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Manisha Thakor, author of Get Financially Naked: How to Talk Money with Your Honey, a book that is designed to help couples improve their communication about financial matters. Manisha Thakor is a passionate advocate for women and financial independence, and has experience in the financial industry as […]

9 comments Read the full article →

Flexo On Tour and Best of December 2009

by Luke Landes

Starting January 18, 2010, I will be on tour, with guest articles appearing on ten of my favorite websites. I am still in the process of writing and editing many of the articles and I plan to have most of them delivered by the end of the weekend. I will continue to be writing articles […]

10 comments Read the full article →

Basics of the Financial Crisis Responsibility Fee (Bank Tax)

by Smithee

Yesterday, President Obama put forth a proposal to recover a projected shortfall in TARP repayments. When the TARP was created, the EESA statute specified that the president would need a plan before 2013 to avoid shortfalls that would add to the deficit. Instead of 2013, we got one this week. Is it a good plan? […]

22 comments Read the full article →