As featured in The Wall Street Journal, Money Magazine, and more!

February 2010

E*TRADE Bank Moving Customers to Discover Bank

by Luke Landes

A number of E*TRADE Bank customers have written to Consumerism Commentary to inform me of this recent news. E*TRADE is planning to move its banking customers to Discover Bank. I have a savings account at E*TRADE but I have not yet received any communication from the bank. Thanks to E*TRADE’s fast external ACH transfers, the […]

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Tax Refund: Spend It, Save It, or What?

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer who attended Toy Fair this week in New York City. Should you be one of the millions of Americans (nearly 75 percent) who receives a tax refund this year, you may be making all sorts of plans for your money. Some people will plan to […]

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You’re Not That Great: 4 Ways to Combat Overconfidence

by Luke Landes

Overconfidence leads investors to believe they can make buying and selling decisions that would result in their performance beating the indexes. Most professional fund managers don’t beat the indexes on a consistent basis, so there is little reason to believe that amateur stock-pickers will be able to succeed where professionals have failed. Are you overconfident? […]

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Am I a Jerk at Work?

by Smithee

Last Thursday, Dallas/Fort Worth got more snow in one day than had ever been recorded before. People who had never seen a snowman before were suddenly able to roll their own, traffic was terrible, and offices were closed. The next morning, when nobody was going anywhere, my employer (who is the second-best employer I’ve ever […]

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Realistic Expectations For Making Money Through Blogging

by Luke Landes

When I started Consumerism Commentary in 2003, after about eight years of writing on the internet in a smaller, more personal capacity, I only had two goals: to track my finances while working to improve my money situation and to learn more about personal finance by finding articles, sharing links, and adding occasional thoughts of […]

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Podcast 43: Financial Samurai

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Sam, the founder of the Financial Samurai website. Sam, Flexo, and Tom Dziubek discuss the Samurai Fund, early retirement, and the Samurai Codes of Honor. Production Number: S02E17 Segment Number: 58 To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the […]

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Smithee Debt Update, February 13, 2010

by Smithee

This was a pretty good week for saving money. Last weekend, I took my strict $100 out of the bank for the next seven days, but I also ordered a small-ish present for my wife, which cost about $50. As a result, I set myself a challenge to see if I could spend $50 or […]

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70 Percent Discount Off H&R Block At Home (Formerly TaxCut)

by Luke Landes

February 15, 2010 update: The sale mentioned below is now over. Stay tuned for new sale announcements. Starting today and ending Sunday, February 14, 2010, H&R Block is offering a discount of up to 70 percent off the regular prices for the company’s online do-it-yourself tax filing software, At Home (formerly TaxCut). I consider H&R Block […]

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Time Management: Outsource to Save Money and Time

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer who bought a second car with her husband last weekend. As a busy mom of four and work-from-home parent, I often get told people don’t know how I do it all. It’s simple, I don’t. These are some of my techniques to save time, […]

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Still Waiting For My Tax Refund

by Luke Landes

Last year, I began working with a tax accountant. We reviewed how I filed my income tax returns for 2007 and 2008 and determined that filing differently would have saved me about $15,000 overall. In November, I filed amended income tax returns (1040X) for 2007 and 2008. I received a refund for my 2007 return […]

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