As featured in The Wall Street Journal, Money Magazine, and more!

February 2011

Podcast 96: Product Downsizing and The Death of the American Investor

by Luke Landes

The first guest on today’s episode of the Consumerism Commentary Podcast are Tod Marks, senior project editor at Consumer Reports and author of the Tightwad Tod column. Host Bryan J Busch talks with Tod about consumer product downsizing and price increases in 2011. After the break, Bryan speaks with Nico Willis, author of Death of […]

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My Business Bank Accounts: Checking and Savings

by Luke Landes

The economic environment is still not great for savers. Those who were smart or financially stable enough to have emergency funds and other savings accounts have been rewarded with low interest rates for the past few years. Take a look at these historical interest rates to see how low we’ve come. The good news is […]

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Federal Taxes on Bonus Pay

by Luke Landes

With the holidays approaching, many companies are preparing their bonus checks, and employees who are looking forward to their bonuses are concerned about tax consequences. I gave up this “extra” part of my corporate pay for the benefit of working for myself when I left my day job last year. If this year were anything […]

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PenFed Premium Travel Rewards American Express® Card offers Bonus Points

by Luke Landes

The most important thing to evaluate when shopping around for a travel rewards credit card is the quality of the rewards program, particularly when compared to other similar cards. The best travel rewards cards offer much more than the typical one cent per point conversion rate. It’s also important to look at the pricing in […]

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Tax Tips When Looking for Work is Your Job

by Leigh Mutert

About the author: This is a guest article written by Leigh Mutert, CPA. Leigh is the manager of the H&R Block Get it Right Community, a blog that focuses on breaking down complex topics for taxpayers, and the manager of social media, corporate relations for H&R Block. Leigh was a recent guest on the Consumerism […]

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Are You Better Off Than Your Parents?

by Luke Landes

It’s hard to compare myself with my parents. When they were my age — I’ll be thirty-five years old less than a month from now — they had two children, and the four of us were living in an apartment in upstate New York. I’m not married and I have no children. My father studied […]

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Discover More Card 18 Month Balance Transfer Offer

by Luke Landes

When companies compete for the business of consumers, consumers are often the winners. One company presents a new offer to win customers, and other companies have no choice but to follow suit if they want to compete. Companies within the credit card industry has been quick to respond to competing offers. I’ve been following the […]

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How to Be a Good Boss

by Luke Landes

Bad bosses come in many flavors, and they’re usually easy to identify. There was the workaholic who worked in the office until 3:00 AM every night, falling asleep as his desk, and expects everyone else to stay, as well. There was the micro-manager who didn’t communicate with his employees. There was the director who delegated […]

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Your Credit Card Doesn’t Love You

by Luke Landes
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Happy Valentine’s Day! That’s the message from Consumerism Commentary today. By my home office in central New Jersey the mid-50-degree weather is a welcome surprise, and I like sharing my resulting positive attitude. This isn’t today’s message from your credit card company, however. Several people have written to Consumerism Commentary today to let us know […]

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Life After Salary: Changes in My Expenses

by Luke Landes

In December 2010, I quit my day job. Leaving behind a salary and benefits was a tough decision to make, and I wasn’t under the illusion that I’d be able to make up for the lost income solely by saving money. Predicting my future expenses wasn’t difficult. Some expenses would automatically decrease, like travel expenses, […]

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