As featured in The Wall Street Journal, Money Magazine, and more!

March 2011

The Power of the Coupon Compels You

by Luke Landes

My birthdate is public knowledge. I’ve entered it on credit card applications, brand loyalty program forms, and websites like Facebook. Computers all over the world know when my birthday is coming, and companies use this information to help fake a personal relationship. It’s not a bad approach, but it certainly is fake. No individual marketing ... Continue reading this article…

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Citi Dividend Platinum Select Visa Card earn $100 Cash Back

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. The Citi Dividend Platinum Select Visa Card is included in the list of the best cash back credit cards, and with the latest offer of $100 bonus cash back after making $500 in purchases during the first three months of ... Continue reading this article…

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Personal Balance Sheet, February 2011 ($620,556, +6.3%)

by Luke Landes

My life without salary is continuing to move myself forward financially. Even considering overall income, I earned more in January than I’ve earned in any month prior to that point. February, though I’m waiting for some final details, was a very good month in terms of income, but still about average when compared to the ... Continue reading this article…

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Citi Hilton HHonors Visa Signature Card Review

by Luke Landes

Credit cards can be dangerous tools for those not prepared for their power, emptying wallets and bank accounts quickly. Companies have interesting methods of marketing some of the most dangerous or expensive cards, either with a cool design, interesting construction like carbon fiber rather than plastic, or a unique sign-up bonus that belies the real ... Continue reading this article…

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Saving Face for Buy-and-Hold Investing

by Luke Landes

Two years ago, Michael Brush from MSN said, like many other financial columnists, that the buy-and-hold investment strategy, or the long-term efficacy of that approach, is a lie. This echoed a lot of the prevailing popular thinking at the time. The stock market was at an all-time low. People who believed in buy-and-hold investing, which ... Continue reading this article…

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Fifth Third Bank Changes Debit Procedure

by Luke Landes

Some good news has come out of the class action lawsuits dealing with overdraft fees. The lawsuit against Fifth Third Bank still has one more hurdle to overcome, but most likely, customers who have paid overdraft fees for debit card transactions may see some or all of these fees refunded. Also as a result of ... Continue reading this article…

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Why Buying Low and Selling High is Impossible

by Luke Landes

One of the investing pitfalls I’m trying to avoid is buying when the market is high and selling when it is low. That’s a certain way to lose money during any economic environment. The best solution, other than investing what you can, when you can, regardless of the state of the market, is to move ... Continue reading this article…

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