As featured in The Wall Street Journal, Money Magazine, and more!

August 2011

Appeal Your House’s Assessment to Lower Your Property Tax Bill

by Luke Landes

The comparison of owning a home in New Jersey or Long Island with owning a home in New York City shows that the city has one financial advantage: property taxes. In New Jersey, it’s hard to discuss the cost of owning a home without talking about property taxes. With high property tax rates, it’s worthwhile […]

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$1.2 Trillion in Secret Fed Loans

by Luke Landes

We know about TARP, the program that used taxpayer money to lend to the biggest Wall Street banks tin an effort to prevent the collapse of the financial industry. The Federal Reserve loaned more money to Wall Street, however, in secret. The details are only coming out now thanks to the Freedom of Information Act […]

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Taxing Wall Street Transactions

by Luke Landes

We pay a sales tax on most products we buy, so why isn’t there a tax when you buy stocks and bonds? In the United Kingdom, a tax on stock purchases raises four billion pounds annually. It’s hard to estimate how much revenue a tax on financial transactions would generate in the United States, but […]

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Universal Life Insurance

by Luke Landes

Every once in a while, I receive financial questions from readers. I am not a financial adviser, so I usually suggest those needing significant assistance with their financial decisions to seek the advice of a professional. However, I don’t mind answering general questions that might be helpful for a wider audience. If you have any […]

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Podcast 122: Living Large in Lean Times

by Luke Landes

Today on the Consumerism Commentary Podcast, Bryan talks with professional penny-pincher Clark Howard about some of the more than 250 ways to save money from his new book, Living Large in Lean Times. Bryan and Clark discuss car purchases and insurance, saving on printer ink, college loans, getting free medications and the many new ways […]

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Best 12 Month CD Rates, August 2015

by Luke Landes

The best 12 month CD rates may not be impressive overall today compared with historical rates. With the Federal Reserve keeping interest rates low for the near future, all types of deposits will not command the interest rates that were common before the recession. With nowhere to go but up, it may not make a […]

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Platinum Card from American Express Review

by Luke Landes

Charge cards have always had a reputation of being not for the average middle-class credit card user, primarily because many come with high annual fees and offer perks that the typical American consumer can’t afford or doesn’t want to pay. While this may be true for most charge cardholders, as long as a consumer doesn’t […]

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Retail Marketers Attract Shoppers With 13 to 20 Seasons

by Luke Landes
Cadbury Egg Easter

I always wondered why stores like Target and Wal-Mart added groceries to their already wide variety of products for sale. I figured these stores were attempting to be more of a one-stop-shop for all shopping needs, keeping customers in the store longer, and providing less of a reason to go to the supermarket, grocery store, […]

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Using Twitter to Predict the Stock Market

by Luke Landes
Twiter

A perfect predictor for stock market movements is the holy grail of investing. If you knew with certainty that the stock market would increase tomorrow, you would buy to take advantage of the change, and if yo knew with certainty it would decline, you would sell. If a predictor could be proven to be perfect, […]

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Making Life Decisions

by Luke Landes

This is a bit of an introspective article, which, while it does have relevance to personal finance, is a little heavier on the personal side and lighter on the finance side. One of the hardest issues for me is making big life-related decisions. This has always been a problem for me. I tend to picture […]

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