As featured in The Wall Street Journal, Money Magazine, and more!

2011

Free Shipping Day

by Luke Landes
Package Delivery

Today is Free Shipping Day, and thousands of online merchants are participating in this movement, offering free or reduced price shipping so customers have an opportunity to receive last-minute orders in time for the holidays. Free Shipping Day was founded by an entrepreneur-couple in December 2007 as a location for finding shipping discounts offered by […]

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Chase Freedom Review and Comparison

by Luke Landes

From a branding perspective, each credit card issuer looks to group similar offers with a catchy name, helping consumers to immediately identify a type of credit card with the associated benefits. Chase offers quite a few slightly different cards under the Chase Freedom banner, and while the core features are the same, the offers differ […]

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How to Receive Great Customer Service

by Luke Landes
Telephone

Rather than blaming a representative or a corporate culture when discussions with a company don’t go the customer’s way, perhaps there are specific things the customer can do to encourage representatives to help. Money Magazine polled its readers and talked to experts to determine the best tactics for receiving the best customer service from companies. […]

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Working From Home Can Benefit You and Your Company

by Luke Landes
Home office desk

In my old corporate job, upper-level management stressed the importance of work/life balance and flexible working arrangements. The idea of work/life balance stems from the idea that most corporate employees recognize that working in a cubicle is not all there is to life, and despite pressure from supervisors and bosses, family life is important, too. […]

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Year End Reminder: Rebalance Your Portfolio

by Luke Landes
Balance

As the end of the year approaches, take a break from stressing about the holiday season by getting your personal finances in order. It’s a great time to finish your charitable contributions and adjust your 401(k) contribution. It’s also better to fund your IRA now than it is to wait until the April deadline. You […]

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Your Relationship With Money

by Luke Landes

Have you ever had a boyfriend, girlfriend, husband, or wife you want to see again the moment he or she is out of your sight? Has love ever felt like a drug, something you need every minute, and you need more each time? Have you ever failed to understand why you constantly desire a lover […]

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Podcast 138: Gen Y Capital Partners

by Luke Landes

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Scott Gerber, co-founder of the startup accelerator and investment company Gen Y Capital Partners. Scott talks about the mission of Gen Y Capital Partners, their relationship with the Young Entrepreneur Council and their recent partnership with the White House on their “Pay as You Earn” […]

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The CFPB’s New Credit Card Agreements

by Luke Landes

Although Congress is dragging its feet in confirming the Consumer Financial Protection Bureau’s potential director, the bureau has been busy developing new tools to help consumers understand agreements that are potentially damaging to a family’s finances. Last year, issuers debuted new credit card statements designed to frighten borrowers into paying off debt faster. The new […]

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Year End Reminder: Fund Your IRA Now

by Luke Landes

These last few weeks in December present a good time to prepare your finances for the coming year. My personal goal is to start January 1 on a good note, moving my life forward. In the grand scheme putting your finances in order takes a back seat to cleaning up your life as a whole, […]

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Could You Survive at the Poverty Line?

by Your Finances Simplified
Thrift store

This guest article is written by YFS, owner and author of Your Finances Simplified. YFS was born and raised in west Philadelphia and is now a financial adviser, IT contractor, landlord, and treasurer of a non-profit. If you and your family of four received an annual income of $22,350, could you survive? You would be […]

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