As featured in The Wall Street Journal, Money Magazine, and more!

2013

Kathleen, May 2013 Net Worth

by Luke Landes
Kathleen's Net Worth, May 2013, Naked With Cash

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. This month, the participants and experts are discussing, among other things, retirement. Read this introduction to learn more about the ... Continue reading this article…

3 comments Read the full article →

SteveDH, May 2013 Net Worth

by Luke Landes
SteveDH Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. This month, the participants and experts will be discussing retirement as ... Continue reading this article…

3 comments Read the full article →

Four Reasons to Talk Honestly About Money

by Luke Landes
Talk About Money

Prior to starting Consumerism Commentary, I didn’t talk about money. I’d encountered money problems with friends and families, and dealt with the problems as they came, but except for a conversation later on with my father once I was starting to improve my financial situation, it just wasn’t a topic for general discussion. People don’t ... Continue reading this article…

8 comments Read the full article →

LastDollar, May 2013 Net Worth

by Luke Landes
LastDollar Net Worth, Naked With Cash

This month is Retirement Month in the series Naked With Cash. Each month, seven Consumerism Commentary readers anonymously share their financial reports to gain insight about their progress towards their goals. Read this introduction to learn more about the series. LastDollar is thirty-three years old, an entrepreneur and single mom with two children with learning ... Continue reading this article…

4 comments Read the full article →

JW, May 2013 Net Worth

by Luke Landes
JW Net Worth, May 2013

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. ... Continue reading this article…

6 comments Read the full article →

Anne and Matt, May 2013 Net Worth

by Luke Landes
AnneMatt-may2013

Have you been following the Naked With Cash series this year? Seven Consumerism Commentary readers are making their finances public, sharing the intimate details of their financial decisions and net worth. They’re putting it all out there, leaving nothing to the imagination. Aided by professional financial advisers who guide them and supported by readers cheering ... Continue reading this article…

9 comments Read the full article →

Bank of America Allegedly Lied to Homeowners Seeking Modifications

by Luke Landes
Bank of America Class Action Lawsuits

It’s no surprise that Bank of America is caught up in yet another scandal. This bank is no stranger to lawsuits for various practices, and the bank is now the subject of a class action lawsuit involving the Home Affordable Modification Program (HAMP). HAMP was a government program supported by the U.S. Department of the ... Continue reading this article…

9 comments Read the full article →

School Gives Club of Teens $100,000 to Play in the Stock Market

by Luke Landes
Teens investing

For many children, one primary exposure to just a piece of financial literacy is the Stock Market Game. The public elementary school I attended pitted a hundred or so fourth-graders against each other. After a few months, the student with the highest overall account value, not taking fees or expenses into account like the real ... Continue reading this article…

7 comments Read the full article →

How to Close an E*TRADE Investing Account

by Luke Landes
How to close an E*TRADE investment account

Yesterday, I was motivated to further clean up my excess financial accounts. After a long delay, I moved my main accounts into a revocable living trust, a legal entity I created earlier this year to keep my finances in the best order possible. As I visited Wells Fargo yesterday to move my primary checking account ... Continue reading this article…

3 comments Read the full article →

Moved Bank and Investment Accounts to a Living Trust

by Luke Landes
Living trust

I spent about half of the day today taking care of some of the financial responsibilities I have been putting off. It feels good to check to-do items off my list, especially if they have been sitting there for some time, and I’ve been either procrastinating or filling my day with other priorities. One of ... Continue reading this article…

10 comments Read the full article →

4 Types of Retirement: Which Will You Choose?

by Luke Landes
Which retirement will you choose?

While every situation is different, there are only a few types of retirement for those of us in the working class. Before I get to the retirement concept, here’s what I mean by “working class.” The working class includes those who need to survive by trading their time and effort for an income. They could ... Continue reading this article…

19 comments Read the full article →

Four Psychological Barriers to Long-Term Change

by Luke Landes
Four psychological barriers to long-term change

The concept of success means different things to different people. Ten years ago, my vision of long-term career success would have been getting a job in a great school district as a teacher, teaching for many years, and having a positive effect on the lives of the students who pass through my doors. Financial success ... Continue reading this article…

7 comments Read the full article →

5 Tips for Protecting Your Windfalls

by Luke Landes
George Oscar Bluth

In the fourth season of Arrested Development, the audience discovers the troubled Bluth family received a government stimulus bailout during the recession. Rather than using the “stimmy” to fix their troubling real estate family business operation, they used the money to buy 4,000 acres of worthless land in — well, I won’t spoil it. There’s ... Continue reading this article…

5 comments Read the full article →

Housing Price Graphics, The President’s Finances, and Retirement Contributions

by Lance

A few times a month, Lance from Money Life and More will stop by to share some of the best articles from across a variety of publications, including other blogs and mainstream media. I’ve been spending a lot of time renovating our townhouse to prepare to become a landlord in the next month or so. It is ... Continue reading this article…

2 comments Read the full article →

JW, April 2013 Net Worth

by Luke Landes
JW Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. JW is thirty-one years old and a father of one with ... Continue reading this article…

17 comments Read the full article →

Discover it with 18-Month Balance Transfer Offer

by Joe Taylor Jr.

The Discover it® card with an 18 month introductory balance transfer offer arrived on the market with heavy fanfare, including lots of television ads and billboards touting personal service and a new rebate structure that frees customers from most cash back traps. This card’s critics have pointed out that other lenders extend far more generous signup offers, ... Continue reading this article…

0 comments Read the full article →

LastDollar, April 2013 Net Worth

by Luke Landes
LastDollar-apr2013

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. LastDollar is thirty-three years old, an entrepreneur and single mom with ... Continue reading this article…

3 comments Read the full article →

Calvin, April 2013 Net Worth

by Luke Landes
Calvin's Net Worth, April 2013

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Calvin is in his early 40s, earning a salary of $120,000 ... Continue reading this article…

5 comments Read the full article →

Choosing to Stay Home With Children

by Luke Landes
Choosing to stay home with children

Since before the recession, an increasing number of mothers say they’d like to work full-time. The Pew Research Center analyzed new data from the U.S. Census Bureau and conducted a survey to discover this and other family financial dynamic trends. In 2007, 20 percent of mothers called full-time employment their ideal situation, while by 2012, that ... Continue reading this article…

11 comments Read the full article →

Kathleen, April 2013 Net Worth

by Luke Landes
Kathleen's Net Worth, April 2013

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Kathleen is thirty-one years old, single, and living in Portland, Oregon. ... Continue reading this article…

5 comments Read the full article →
Page 7 of 12« First···56789···Last »