The chart that follows is my 401(k) asset allocation. I’m striving for an aggressive approach to investing for retirement since I theoretically have many years before I would be able to stop working. The company suggests a slightly different allocation for an aggressive portfolio: 25% small/mid cap instead of my 30%, 65% large cap instead of my 45% and 10% international instead of my 25%. We don’t have many choices for specific funds, so I’m stuck with the management fees they give us.
My account is also set to automatically rebalance every quarter. Feel free to leave any comments or questions.
Updated March 25, 2008 and originally published February 7, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.









Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 




{ 2 comments }
WHAT! NO bonds? Just kidding. I think that looks like a great allocation. Are you rebalancing once a year?
JLP
http://AllThingsFinancial.blogspot.com
I believe the rebalancing is once every quarter. It was the only option for automatic rebalancing. I could probably set up a reminder for myself once a year to do it manually but I decided to take the even lazier route.